PROSPECTORS FCU

Headquarters

1310 VALLEY VISTA DR
Diamond Bar, CA 91765
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.00% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Prospectors Fcu is an NCUA insured institution located in Diamond Bar, CA. It was founded in 1949 and has approximately $79.42 millions in assets.

NCUA Insured Yes
Charter Number # # 6072
Date Established 1949
Assets $79.42 million
Loans $49.91 million
Deposits $69.75 million
Capital $9.09 million
 

Field of Membership Restrictions

Must be an employee of one of the several Select Employer Groups (SEGs). Also open to those who live, work, worship or attend school in select communities.

Deposit Rates - October 19, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Prospectors Fcu

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Prospectors Fcu
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Advertiser Disclosure

Loan Rates - October 19, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PROSPECTORS FCU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.574% 2.500% 1.00 $2,445 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to PROSPECTORS FCU
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Prospectors Fcu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Prospectors Fcu Locations


Financial Details

Prospectors Fcu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Prospectors Fcu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Prospectors Fcu U.S. Average
0.27% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Prospectors Fcu had $24,616 in non-current loans and $0 in owned assets. To cover these potential losses it had $9,086,669 in net worth and $102,895 in loans loss reserves. That gives it a Texas Ratio of 0.27%.

Net Worth
Prospectors Fcu U.S. Average
11.44% 13.61%

Prospectors Fcu FCU has a net worth of 11.44% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Prospectors Fcu

Branches and Savings

What is Prospectors Fcu?

A federal credit union, registered with the NCUA under certificate #6072.
Learn more about credit unions here.

Is Prospectors Fcu FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Prospectors Fcu?

Please see Field of Membership information above for information on who is eligible to join.

What are Prospectors Fcu's share account and share certificate rates?

Prospectors Fcu's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Prospectors Fcu?

Prospectors Fcu has total capital of $9.09 million. Full information on Prospectors Fcu's financial position is located above.

Who owns Prospectors Fcu?

Credit Unions are owned by their members.

Where are Prospectors Fcu branches located?

See branch locations nearby.

Are Prospectors Fcu ATMs Open 24/7?

Do Prospectors Fcu ATMs accept cash deposits?

Can Prospectors Fcu customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Prospectors Fcu have a mobile app?

Does Prospectors Fcu have mobile deposit?

Does Prospectors Fcu have quick pay?

How can Prospectors Fcu transfer money to other banks or credit unions?

Does Prospectors Fcu report to credit bureaus?

Does Prospectors Fcu use Chexsystems?

Does Prospectors Fcu use Equifax?

What is Prospectors Fcu's toll free phone number?

What is Prospectors Fcu's ACH Routing Number?

What is Prospectors Fcu's SWIFT code?

Where can I find Prospectors Fcu's wire transfer form?

What is the Prospectors Fcu address for deposits?

What Products Does Prospectors Fcu Offer

Does Prospectors Fcu offer mortgages?

Compare mortgage rates here.

Does Prospectors Fcu offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Prospectors Fcu offer auto and RV loans?

Compare auto loan rates here.

Does Prospectors Fcu offer student loans or personal loans?

Compare personal loan rates here.

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