Puerto Rico


55 Resolucion Street,esq., Roosevel
Caparra, PR 00920
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Puerto Rico is an NCUA insured institution located in Caparra, PR. It was founded in 1960 and has approximately $166.8 millions in assets.

NCUA Insured Yes
Charter Number # # 13939
Date Established 1960
Assets $166.80 million
Loans $95.76 million
Deposits $141.99 million
Capital $24.01 million

Deposit Rates - January 24, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Puerto Rico

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Puerto Rico
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Loan Rates - January 24, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PUERTO RICO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.243% 3.125% 1.00 $3,750 $1,071 Learn More
NMLS ID: 2890
License#: MC-3098
2.562% 2.500% 0.75 $2,030 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Puerto Rico branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Puerto Rico Locations

Financial Details

Puerto Rico Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Puerto Rico. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Puerto Rico U.S. Average
1.16% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Puerto Rico had $254,166 in non-current loans and $41,500 in owned assets. To cover these potential losses it had $24,011,122 in net worth and $1,516,969 in loans loss reserves. That gives it a Texas Ratio of 1.16%.

Net Worth
Puerto Rico U.S. Average
14.39% 12.91%

Puerto Rico FCU has a net worth of 14.39% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Puerto Rico

Branches and Savings

What is Puerto Rico?

A credit union, registered with the NCUA under certificate #13939.
Learn more about credit unions here.

Is Puerto Rico FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Puerto Rico?

Please see Field of Membership information above for information on who is eligible to join.

What are Puerto Rico's share account and share certificate rates?

Puerto Rico's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Puerto Rico?

Puerto Rico has total capital of $24.01 million. Full information on Puerto Rico's financial position is located above.

Who owns Puerto Rico?

Credit Unions are owned by their members.

Where are Puerto Rico branches located?

See branch locations nearby.

Are Puerto Rico ATMs Open 24/7?

Do Puerto Rico ATMs accept cash deposits?

Can Puerto Rico customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Puerto Rico have a mobile app?

Does Puerto Rico have mobile deposit?

Does Puerto Rico have quick pay?

How can Puerto Rico transfer money to other banks or credit unions?

Does Puerto Rico report to credit bureaus?

Does Puerto Rico use Chexsystems?

Does Puerto Rico use Equifax?

What is Puerto Rico's toll free phone number?

What is Puerto Rico's ACH Routing Number?

What is Puerto Rico's SWIFT code?

Where can I find Puerto Rico's wire transfer form?

What is the Puerto Rico address for deposits?

What Products Does Puerto Rico Offer

Does Puerto Rico offer mortgages?

Compare mortgage rates here.

Does Puerto Rico offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Puerto Rico offer auto and RV loans?

Compare auto loan rates here.

Does Puerto Rico offer student loans or personal loans?

Compare personal loan rates here.

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