PO BOX 249
Grandville, MI 49468


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6164
Date Established 1949
Assets $64.04 million
Loans $37.58 million
Deposits $54.53 million
Capital $9.34 million

Rivertown Community is an NCUA insured institution located in Grandville, MI. It was founded in 1949 and has approximately $64.04 millions in assets.

Field of Membership Restrictions

Open to anyone living, working, worshiping, or attending school in Kent County.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $2,500 $9,999 Learn MoreShow Less
Money Market
0.60% $10,000 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
1.10% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $500 - Learn MoreShow Less
12 Mo CD
1.10% $500 - Learn MoreShow Less
24 Mo CD
1.20% $500 - Learn MoreShow Less
36 Mo CD
1.50% $500 - Learn MoreShow Less
48 Mo CD
1.76% $500 - Learn MoreShow Less
60 Mo CD
2.11% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.50% $5 - Learn MoreShow Less

Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RIVERTOWN COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
First Internet Bank
NMLS ID: 424182
3.767% 3.750% 0.25 $505 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Rivertown Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Rivertown Community Locations

Financial Details

Rivertown Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rivertown Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rivertown Community U.S. Average
6.47% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Rivertown Community had $661,272 in non-current loans and $0 in owned assets. To cover these potential losses it had $9,337,839 in net worth and $881,932 in loans loss reserves. That gives it a Texas Ratio of 6.47%.

Net Worth
Rivertown Community U.S. Average
14.58% 13.47%

Rivertown Community FCU has a net worth of 14.58% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Rivertown Community

Branches and Savings

What is Rivertown Community?

A federal credit union, registered with the NCUA under certificate #6164.
Learn more about credit unions here.

Is Rivertown Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Rivertown Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Rivertown Community's share account and share certificate rates?

Rivertown Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rivertown Community?

Rivertown Community has total capital of $9.34 million. Full information on Rivertown Community's financial position is located above.

Who owns Rivertown Community?

Credit Unions are owned by their members.

Where are Rivertown Community branches located?

See branch locations nearby.

Are Rivertown Community ATMs Open 24/7?

Do Rivertown Community ATMs accept cash deposits?

Can Rivertown Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rivertown Community have a mobile app?

Does Rivertown Community have mobile deposit?

Does Rivertown Community have quick pay?

How can Rivertown Community transfer money to other banks or credit unions?

Does Rivertown Community report to credit bureaus?

Does Rivertown Community use Chexsystems?

Does Rivertown Community use Equifax?

What is Rivertown Community's toll free phone number?

What is Rivertown Community's ACH Routing Number?

What is Rivertown Community's SWIFT code?

Where can I find Rivertown Community's wire transfer form?

What is the Rivertown Community address for deposits?

What Products Does Rivertown Community Offer

Does Rivertown Community offer mortgages?

Compare mortgage rates here.

Does Rivertown Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rivertown Community offer auto and RV loans?

Compare auto loan rates here.

Does Rivertown Community offer student loans or personal loans?

Compare personal loan rates here.

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