Santa Barbara, CA 93105

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD N.A. 2.20% →
2-Year CD N.A. 2.20% →
5-Year CD N.A. 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Santa Barbara County is an NCUA insured institution located in Santa Barbara, CA. It was founded in 1950 and has approximately $46.52 millions in assets.

NCUA Insured Yes
Charter Number # # 6711
Date Established 1950
Assets $46.52 million
Loans $8.75 million
Deposits $42.21 million
Capital $3.91 million

Deposit Rates - February 17, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,501 $15,000 Learn MoreShow Less
Money Market
0.10% $15,001 - Learn MoreShow Less
Learn more about these great rates:

Variable IRA Rates APY MIN MAX
0.10% $1 - Learn MoreShow Less

Loan Rates - February 17, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SANTA BARBARA COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
NMLS ID: 2890
License#: 13256
3.378% 3.375% 0.00 $92 $1,106 Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Santa Barbara County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Santa Barbara County Locations

Financial Details

Santa Barbara County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Santa Barbara County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Santa Barbara County U.S. Average
0.03% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Santa Barbara County had $1,031 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,914,959 in net worth and $108,650 in loans loss reserves. That gives it a Texas Ratio of 0.03%.

Net Worth
Santa Barbara County U.S. Average
8.41% 13.65%

Santa Barbara County FCU has a net worth of 8.41% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Santa Barbara County

Branches and Savings

What is Santa Barbara County?

A federal credit union, registered with the NCUA under certificate #6711.
Learn more about credit unions here.

Is Santa Barbara County FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Santa Barbara County?

Please see Field of Membership information above for information on who is eligible to join.

What are Santa Barbara County's share account and share certificate rates?

Santa Barbara County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Santa Barbara County?

Santa Barbara County has total capital of $3.91 million. Full information on Santa Barbara County's financial position is located above.

Who owns Santa Barbara County?

Credit Unions are owned by their members.

Where are Santa Barbara County branches located?

See branch locations nearby.

Are Santa Barbara County ATMs Open 24/7?

Do Santa Barbara County ATMs accept cash deposits?

Can Santa Barbara County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Santa Barbara County have a mobile app?

Does Santa Barbara County have mobile deposit?

Does Santa Barbara County have quick pay?

How can Santa Barbara County transfer money to other banks or credit unions?

Does Santa Barbara County report to credit bureaus?

Does Santa Barbara County use Chexsystems?

Does Santa Barbara County use Equifax?

What is Santa Barbara County's toll free phone number?

What is Santa Barbara County's ACH Routing Number?

What is Santa Barbara County's SWIFT code?

Where can I find Santa Barbara County's wire transfer form?

What is the Santa Barbara County address for deposits?

What Products Does Santa Barbara County Offer

Does Santa Barbara County offer mortgages?

Compare mortgage rates here.

Does Santa Barbara County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Santa Barbara County offer auto and RV loans?

Compare auto loan rates here.

Does Santa Barbara County offer student loans or personal loans?

Compare personal loan rates here.

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