Santa Barbara County


2623 De La Vina St.
Santa Barbara, CA 93105
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.66% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Santa Barbara County is an NCUA insured institution located in Santa Barbara, CA. It was founded in 1950 and has approximately $53.17 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6711
Date Established 1950
Assets $53.17 million
Loans $19.69 million
Deposits $48.60 million
Capital $4.32 million

Deposit Rates - March 1, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More

Loan Rates - March 1, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SANTA BARBARA COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.952% 2.875% 1.00 $2,500 $1,038 Learn More
First Internet Bank
NMLS ID: 424182
2.940% 2.875% 0.88 $2,112 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Santa Barbara County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Santa Barbara County Locations

Financial Details

Santa Barbara County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Santa Barbara County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Santa Barbara County U.S. Average
0.38% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Santa Barbara County had $12,679 in non-current loans and $4,000 in owned assets. To cover these potential losses it had $4,317,271 in net worth and $90,160 in loans loss reserves. That gives it a Texas Ratio of 0.38%.

Net Worth
Santa Barbara County U.S. Average
8.11% 12.91%

Santa Barbara County FCU has a net worth of 8.11% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Santa Barbara County

Branches and Savings

What is Santa Barbara County?

A federal credit union, registered with the NCUA under certificate #6711.
Learn more about credit unions here.

Is Santa Barbara County FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Santa Barbara County is insured by the NCUA.

Who can join Santa Barbara County?

Please see Field of Membership information above for information on who is eligible to join.

What are Santa Barbara County's share account and share certificate rates?

Santa Barbara County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Santa Barbara County?

Santa Barbara County has total capital of $4.32 million. Full information on Santa Barbara County's financial position is located above.

Who owns Santa Barbara County?

Credit Unions are owned by their members.

Where are Santa Barbara County branches located?

See branch locations nearby.

Are Santa Barbara County ATMs Open 24/7?

Do Santa Barbara County ATMs accept cash deposits?

Can Santa Barbara County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Santa Barbara County have a mobile app?

Does Santa Barbara County have mobile deposit?

Does Santa Barbara County have quick pay?

How can Santa Barbara County transfer money to other banks or credit unions?

Does Santa Barbara County report to credit bureaus?

Does Santa Barbara County use Chexsystems?

Does Santa Barbara County use Equifax?

What is Santa Barbara County's toll free phone number?

What is Santa Barbara County's ACH Routing Number?

What is Santa Barbara County's SWIFT code?

Where can I find Santa Barbara County's wire transfer form?

What is the Santa Barbara County address for deposits?

What Products Does Santa Barbara County Offer

Does Santa Barbara County offer mortgages?

Compare mortgage rates here.

Does Santa Barbara County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Santa Barbara County offer auto and RV loans?

Compare auto loan rates here.

Does Santa Barbara County offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Santa Barbara County

There are currently no comments for Santa Barbara County. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →