2021 Overview
General Credit Union Information
Sea West Coast Guard is an NCUA insured institution located in Oakland, CA. It was founded in 1959 and has approximately $394.48 millions in assets.
Who can join?
You are eligible for membership in Sea West if you, or an immediate family member, belongs to any one of the following groups:
Employees of the U.S. Government, Department of Homeland Security who work in Arizona, California, Nevada and Utah. You qualify if you are:
• United States Coast Guard
• Border and Transportation Security Directorate
• Emergency Preparedness and Response Directorate
• Science and Technology Directorate
• Information Analysis and Infrastructure Protection Directorate
• DHS Management Directorate
• United States Secret Service
• Employees of North Bay Industries who work in the Coast Guard Galley in Petaluma, CA
• Employees of Technical Fabrication who work in San Leandro, CA
Also eligible to join:
• USCG Auxiliary, who are assigned within Coast Guard District 11 or 12 in Arizona, California, Nevada, and Utah
• USCG Reserve assigned to a reserve unit in a drilling status (pay and non-pay) in the 11th or 12th United States Coast Guard Districts.
• Retired from any of the branches of the U.S. Armed Forces and live within Districts 11 and 12
Select Employee Group Membership - Employees of any of Sea West's Select Employee Groups are also eligible to join.
Association Membership - People belonging to a trade or homeowners association, for example, are also eligible.
Family Membership - The immediate family members of any individual qualified to join Sea West may join. Immediate family is considered:
• Spouse
• Children
• Parents
• Grandparents
• Grandchildren
• Siblings (Brothers or Sisters)
“Family” also includes a person who is living as a single economic unit in the same residence as the primary member, including domestic partners and legal guardians of those eligible for membership.
Once an immediate family or household member joins then that person's immediate family would be eligible to join.
| NCUA Insured | Yes |
| Charter Number # | # 12814 |
| Date Established | 1959 |
| Assets | $394.48 million |
| Loans | $169.34 million |
| Deposits | $317.44 million |
| Capital | $73.60 million |
Field of Membership Restrictions
Deposit Rates - January 24, 2021
Your Current Location: Connecticut, CT 06828
We do not yet have rates for Sea West Coast Guard
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Loan Rates - January 24, 2021
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for SEA WEST COAST GUARD
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2890 License#: 13256 |
2.562% | 2.500% | 0.75 | $2,030 | $988 | Learn More |
NMLS ID: 1429243 |
2.480% | 2.375% | 1.00 | $3,500 | $972 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to SEA WEST COAST GUARD
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Sea West Coast Guard branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Financial Details
Sea West Coast Guard Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Sea West Coast Guard. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Sea West Coast Guard | U.S. Average |
|---|---|
| 0.15% | 4.42 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2020, Sea West Coast Guard had $113,354 in non-current loans and $0 in owned assets. To cover these potential losses it had $73,601,599 in net worth and $583,785 in loans loss reserves. That gives it a Texas Ratio of 0.15%.
Net Worth
| Sea West Coast Guard | U.S. Average |
|---|---|
| 18.65% | 12.91% |
Sea West Coast Guard FCU has a net worth of 18.65% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Sea West Coast Guard
Branches and Savings
What is Sea West Coast Guard?
A credit union, registered with the NCUA under certificate #12814.
Learn more about credit unions here.
Is Sea West Coast Guard FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Sea West Coast Guard?
Please see Field of Membership information above for information on who is eligible to join.
How big is Sea West Coast Guard?
Sea West Coast Guard has total capital of $73.60 million. Full information on Sea West Coast Guard's financial position is located above.
Who owns Sea West Coast Guard?
Credit Unions are owned by their members.
Where are Sea West Coast Guard branches located?
See branch locations nearby.
Are Sea West Coast Guard ATMs Open 24/7?
Do Sea West Coast Guard ATMs accept cash deposits?
Can Sea West Coast Guard customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Sea West Coast Guard have a mobile app?
Does Sea West Coast Guard have mobile deposit?
Does Sea West Coast Guard have quick pay?
How can Sea West Coast Guard transfer money to other banks or credit unions?
Does Sea West Coast Guard report to credit bureaus?
Does Sea West Coast Guard use Chexsystems?
Does Sea West Coast Guard use Equifax?
What is Sea West Coast Guard's toll free phone number?
What is Sea West Coast Guard's ACH Routing Number?
What is Sea West Coast Guard's SWIFT code?
Where can I find Sea West Coast Guard's wire transfer form?
What is the Sea West Coast Guard address for deposits?
What Products Does Sea West Coast Guard Offer
Does Sea West Coast Guard offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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