PO BOX 3750
Johnson City, TN 37602
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.95% →
1-Year CD 0.65% 1.01% →
2-Year CD 1.00% 0.95% →
5-Year CD 1.75% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Select Seven is an NCUA insured institution located in Johnson City, TN. It was founded in 1949 and has approximately $60.21 millions in assets.

NCUA Insured Yes
Charter Number # # 6079
Date Established 1949
Assets $60.21 million
Loans $48.11 million
Deposits $53.74 million
Capital $5.95 million

Field of Membership Restrictions

If you live, work, worship, or attend school in Washington, Unicoi, Hawkins,Carter, or Sullivan Counties, Tennessee, or Scott or Washington Counties, Virginia.

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.20% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.20% $10,000 $14,999 Learn More
36 Mo CD
1.20% $100,000 $199,999 Learn More
48 Mo CD
1.40% $10,000 $14,999 Learn More
48 Mo CD
1.40% $100,000 $199,999 Learn More
60 Mo CD
1.75% $10,000 $14,999 Learn More
60 Mo CD
1.75% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SELECT SEVEN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Select Seven branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Select Seven Locations

Financial Details

Select Seven Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Select Seven. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Select Seven U.S. Average
7.89% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Select Seven had $293,916 in non-current loans and $203,243 in owned assets. To cover these potential losses it had $5,947,443 in net worth and $351,456 in loans loss reserves. That gives it a Texas Ratio of 7.89%.

Net Worth
Select Seven U.S. Average
9.87% 13.61%

Select Seven FCU has a net worth of 9.87% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Select Seven

Branches and Savings

What is Select Seven?

A federal credit union, registered with the NCUA under certificate #6079.
Learn more about credit unions here.

Is Select Seven FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Select Seven?

Please see Field of Membership information above for information on who is eligible to join.

What are Select Seven's share account and share certificate rates?

Select Seven's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Select Seven?

Select Seven has total capital of $5.95 million. Full information on Select Seven's financial position is located above.

Who owns Select Seven?

Credit Unions are owned by their members.

Where are Select Seven branches located?

See branch locations nearby.

Are Select Seven ATMs Open 24/7?

Do Select Seven ATMs accept cash deposits?

Can Select Seven customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Select Seven have a mobile app?

Does Select Seven have mobile deposit?

Does Select Seven have quick pay?

How can Select Seven transfer money to other banks or credit unions?

Does Select Seven report to credit bureaus?

Does Select Seven use Chexsystems?

Does Select Seven use Equifax?

What is Select Seven's toll free phone number?

What is Select Seven's ACH Routing Number?

What is Select Seven's SWIFT code?

Where can I find Select Seven's wire transfer form?

What is the Select Seven address for deposits?

What Products Does Select Seven Offer

Does Select Seven offer mortgages?

Compare mortgage rates here.

Does Select Seven offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Select Seven offer auto and RV loans?

Compare auto loan rates here.

Does Select Seven offer student loans or personal loans?

Compare personal loan rates here.

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