SILVERADO

P O BOX 330, 1 ANGWIN PLAZA
Angwin, CA 94508

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68491
Date Established 1953
Assets $46.62 million
Loans $36.29 million
Deposits $42.88 million
Capital $3.62 million

Silverado is an NCUA insured institution located in Angwin, CA. It was founded in 1953 and has approximately $46.62 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Napa Valley and employees of select groups and organizations within a 25 mile radius of a Silverado Credit Union Office. Membership is also open to members of the Seventh-Day Adventist Church in California and Idaho.

Deposit Rates - November 20, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $1,000 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.40% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $50 - Learn MoreShow Less

Loan Rates - November 20, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SILVERADO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Ally Bank
NMLS ID: 181005
4.926% 4.875% 0.25 $1,554 $1,324 Learn More
HSBC Bank USA N.A.
NMLS ID: 399799
4.953% 4.875% 0.38 $2,336 $1,324 Learn More
Rocket Mortgage
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.49% $284 Learn More
Third Federal Savings and Loans 4.24% $246 Learn More

Note to SILVERADO
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Silverado branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Silverado Locations

Financial Details

Silverado Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Silverado. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Silverado U.S. Average
0.20% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Silverado had $4,708 in non-current loans and $2,411 in owned assets. To cover these potential losses it had $3,618,691 in net worth and $31,948 in loans loss reserves. That gives it a Texas Ratio of 0.20%.

Net Worth
Silverado U.S. Average
7.78% 13.21%

Silverado FCU has a net worth of 7.78% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Silverado

What is Silverado?

A federal credit union, registered with the NCUA under certificate #68491.
Learn more about credit unions here.

Is Silverado FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Silverado?

Please see Field of Membership information above for information on who is eligible to join.

What are Silverado's share account and share certificate rates?

Silverado's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Silverado?

Silverado has total capital of $3.62 million. Full information on Silverado's financial position is located above.

Who owns Silverado?

Credit Unions are owned by their members.

Where are Silverado branches located?

See branch locations nearby.

Are Silverado ATMs Open 24/7?

Do Silverado ATMs accept cash deposits?

Can Silverado customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Silverado have a mobile app?

Does Silverado have mobile deposit?

Does Silverado have quick pay?

How can Silverado transfer money to other banks or credit unions?

Does Silverado report to credit bureaus?

Does Silverado use Chexsystems?

Does Silverado use Equifax?

What is Silverado's toll free phone number?

What is Silverado's ACH Routing Number?

What is Silverado's SWIFT code?

Where can I find Silverado's wire transfer form?

What is the Silverado address for deposits?

What Products Does Silverado Offer

Does Silverado offer mortgages?

Compare mortgage rates here.

Does Silverado offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Silverado offer auto and RV loans?

Compare auto loan rates here.

Does Silverado offer student loans or personal loans?

Compare personal loan rates here.

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