SILVERADO

P O BOX 330, 1 ANGWIN PLAZA
Angwin, CA 94508

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68491
Date Established 1953
Assets $46.62 million
Loans $36.29 million
Deposits $42.88 million
Capital $3.62 million

Silverado is an NCUA insured institution located in Angwin, CA. It was founded in 1953 and has approximately $46.62 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Napa Valley and employees of select groups and organizations within a 25 mile radius of a Silverado Credit Union Office. Membership is also open to members of the Seventh-Day Adventist Church in California and Idaho.

Deposit Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $1,000 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.75% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $1,000 - Learn MoreShow Less
6 Mo CD
0.50% $1,000 - Learn MoreShow Less
12 Mo CD
0.75% $1,000 - Learn MoreShow Less
18 Mo CD
0.75% $1,000 - Learn MoreShow Less
24 Mo CD
1.01% $1,000 - Learn MoreShow Less
30 Mo CD
1.01% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $50 - Learn MoreShow Less

Loan Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SILVERADO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.029% 4.000% 0.38 $858 $1,194 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to SILVERADO
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Silverado branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Silverado Locations


Financial Details

Silverado Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Silverado. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Silverado U.S. Average
0.20% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Silverado had $4,708 in non-current loans and $2,411 in owned assets. To cover these potential losses it had $3,618,691 in net worth and $31,948 in loans loss reserves. That gives it a Texas Ratio of 0.20%.

Net Worth
Silverado U.S. Average
7.78% 13.21%

Silverado FCU has a net worth of 7.78% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of SILVERADO and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.