1401 S Lafayette Blvd Ste 100
South Bend, IN 46613
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.60% →
1-Year CD N.A. 1.35% →
2-Year CD N.A. 1.45% →
5-Year CD N.A. 1.66% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

South Bend Transit is an NCUA insured institution located in South Bend, IN. It was founded in 1941 and has approximately $3.65 millions in assets.

NCUA Insured Yes
Charter Number # # 4487
Date Established 1941
Assets $3.65 million
Loans $2.39 million
Deposits $2.69 million
Capital $0.96 million

Deposit Rates - June 4, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for South Bend Transit

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Loan Rates - June 4, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SOUTH BEND TRANSIT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
NMLS ID: 2890
License#: 13256
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
3.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are South Bend Transit branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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South Bend Transit Locations

Financial Details

South Bend Transit Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of South Bend Transit. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
South Bend Transit U.S. Average
6.03% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, South Bend Transit had $60,528 in non-current loans and $0 in owned assets. To cover these potential losses it had $958,564 in net worth and $45,874 in loans loss reserves. That gives it a Texas Ratio of 6.03%.

Net Worth
South Bend Transit U.S. Average
26.29% 13.86%

South Bend Transit FCU has a net worth of 26.29% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About South Bend Transit

Branches and Savings

What is South Bend Transit?

A federal credit union, registered with the NCUA under certificate #4487.
Learn more about credit unions here.

Is South Bend Transit FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join South Bend Transit?

Please see Field of Membership information above for information on who is eligible to join.

What are South Bend Transit's share account and share certificate rates?

South Bend Transit's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is South Bend Transit?

South Bend Transit has total capital of $0.96 million. Full information on South Bend Transit's financial position is located above.

Who owns South Bend Transit?

Credit Unions are owned by their members.

Where are South Bend Transit branches located?

See branch locations nearby.

Are South Bend Transit ATMs Open 24/7?

Do South Bend Transit ATMs accept cash deposits?

Can South Bend Transit customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does South Bend Transit have a mobile app?

Does South Bend Transit have mobile deposit?

Does South Bend Transit have quick pay?

How can South Bend Transit transfer money to other banks or credit unions?

Does South Bend Transit report to credit bureaus?

Does South Bend Transit use Chexsystems?

Does South Bend Transit use Equifax?

What is South Bend Transit's toll free phone number?

What is South Bend Transit's ACH Routing Number?

What is South Bend Transit's SWIFT code?

Where can I find South Bend Transit's wire transfer form?

What is the South Bend Transit address for deposits?

What Products Does South Bend Transit Offer

Does South Bend Transit offer mortgages?

Compare mortgage rates here.

Does South Bend Transit offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does South Bend Transit offer auto and RV loans?

Compare auto loan rates here.

Does South Bend Transit offer student loans or personal loans?

Compare personal loan rates here.

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