P. O. BOX 3003
Los Alamitos, CA 90720
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.40% →
1-Year CD 0.90% 1.15% →
2-Year CD 1.10% 1.26% →
5-Year CD 1.50% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Southland is an NCUA insured institution located in Los Alamitos, CA. It was founded in 1944 and has approximately $817.42 millions in assets.

Who can join?

You may be eligible if you live, regularly work, currently attend school, or currently worship in; Orange County, Downey, Santa Fe Springs, La Habra Heights, La Mirada, Norwalk, Artesia, Cerritos, Bellflower, Lakewood, Hawaiian Gardens, Paramount, Long Beach, and Signal Hill.

Employees of our Select Employee Groups (SEG) may also join the Credit Union.

In addition, family members of Southland Members are also eligible for Southland Credit Union membership, or if you live within the same household as a current Member.

NCUA Insured Yes
Charter Number # # 68415
Date Established 1944
Assets $817.42 million
Loans $546.14 million
Deposits $667.65 million
Capital $87.79 million

Field of Membership Restrictions

Membership is open to all persons who live, regularly work, currently attend school, or currently worship in Orange County, Artesia, Bellflower, Brentwood, Cerritos, Culver City, Downey, Downtown & West Los Angeles, Hawaiian Gardens, La Habra Heights, La Mirada, Lakewood, Long Beach, Mar Vista, Marina del Rey, Norwalk, Pacific Palisades, Paramount, Santa Fe Springs, Santa Monica, Signal Hill, and Venice.

Deposit Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $25 - Learn More
Money Market
0.10% $2,500 $9,999 Learn More
Money Market
0.20% $10,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $1,000 $99,999 Learn More
6 Mo CD
0.70% $100,000 - Learn More
12 Mo CD
0.80% $1,000 $99,999 Learn More
12 Mo CD
0.90% $100,000 - Learn More
24 Mo CD
1.00% $1,000 $99,999 Learn More
24 Mo CD
1.10% $100,000 - Learn More
36 Mo CD
1.20% $1,000 $99,999 Learn More
36 Mo CD
1.30% $100,000 - Learn More
48 Mo CD
1.30% $1,000 $99,999 Learn More
48 Mo CD
1.40% $100,000 - Learn More
60 Mo CD
1.40% $1,000 $99,999 Learn More
60 Mo CD
1.50% $100,000 - Learn More
Variable IRA Rates APY MIN MAX
0.05% $1 - Learn MoreShow Less
Fixed IRA
0.80% $1,000 $99,999 Learn MoreShow Less

Loan Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SOUTHLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Southland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Southland Locations

Financial Details

Southland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southland U.S. Average
3.15% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Southland had $2,439,579 in non-current loans and $451,243 in owned assets. To cover these potential losses it had $87,793,217 in net worth and $4,054,918 in loans loss reserves. That gives it a Texas Ratio of 3.15%.

Net Worth
Southland U.S. Average
10.74% 13.86%

Southland FCU has a net worth of 10.74% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Southland

Branches and Savings

What is Southland?

A federal credit union, registered with the NCUA under certificate #68415.
Learn more about credit unions here.

Is Southland FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Southland?

Please see Field of Membership information above for information on who is eligible to join.

What are Southland's share account and share certificate rates?

Southland's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Southland?

Southland has total capital of $87.79 million. Full information on Southland's financial position is located above.

Who owns Southland?

Credit Unions are owned by their members.

Where are Southland branches located?

See branch locations nearby.

Are Southland ATMs Open 24/7?

Do Southland ATMs accept cash deposits?

Can Southland customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Southland have a mobile app?

Does Southland have mobile deposit?

Does Southland have quick pay?

How can Southland transfer money to other banks or credit unions?

Does Southland report to credit bureaus?

Does Southland use Chexsystems?

Does Southland use Equifax?

What is Southland's toll free phone number?

What is Southland's ACH Routing Number?

What is Southland's SWIFT code?

Where can I find Southland's wire transfer form?

What is the Southland address for deposits?

What Products Does Southland Offer

Does Southland offer mortgages?

Compare mortgage rates here.

Does Southland offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Southland offer auto and RV loans?

Compare auto loan rates here.

Does Southland offer student loans or personal loans?

Compare personal loan rates here.

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