Bath, NY 14810
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Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Steuben Citizens is an NCUA insured institution located in Bath, NY. It was founded in 1949 and has approximately $26.82 millions in assets.

NCUA Insured Yes
Charter Number # # 6225
Date Established 1949
Assets $26.82 million
Loans $6.66 million
Deposits $22.52 million
Capital $4.25 million

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Steuben Citizens

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Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for STEUBEN CITIZENS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Steuben Citizens branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Steuben Citizens Locations

Financial Details

Steuben Citizens Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Steuben Citizens. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Steuben Citizens U.S. Average
0.52% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Steuben Citizens had $2,120 in non-current loans and $20,264 in owned assets. To cover these potential losses it had $4,248,160 in net worth and $34,521 in loans loss reserves. That gives it a Texas Ratio of 0.52%.

Net Worth
Steuben Citizens U.S. Average
15.83% 13.61%

Steuben Citizens FCU has a net worth of 15.83% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Steuben Citizens

Branches and Savings

What is Steuben Citizens?

A federal credit union, registered with the NCUA under certificate #6225.
Learn more about credit unions here.

Is Steuben Citizens FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Steuben Citizens?

Please see Field of Membership information above for information on who is eligible to join.

What are Steuben Citizens's share account and share certificate rates?

Steuben Citizens's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Steuben Citizens?

Steuben Citizens has total capital of $4.25 million. Full information on Steuben Citizens's financial position is located above.

Who owns Steuben Citizens?

Credit Unions are owned by their members.

Where are Steuben Citizens branches located?

See branch locations nearby.

Are Steuben Citizens ATMs Open 24/7?

Do Steuben Citizens ATMs accept cash deposits?

Can Steuben Citizens customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Steuben Citizens have a mobile app?

Does Steuben Citizens have mobile deposit?

Does Steuben Citizens have quick pay?

How can Steuben Citizens transfer money to other banks or credit unions?

Does Steuben Citizens report to credit bureaus?

Does Steuben Citizens use Chexsystems?

Does Steuben Citizens use Equifax?

What is Steuben Citizens's toll free phone number?

What is Steuben Citizens's ACH Routing Number?

What is Steuben Citizens's SWIFT code?

Where can I find Steuben Citizens's wire transfer form?

What is the Steuben Citizens address for deposits?

What Products Does Steuben Citizens Offer

Does Steuben Citizens offer mortgages?

Compare mortgage rates here.

Does Steuben Citizens offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Steuben Citizens offer auto and RV loans?

Compare auto loan rates here.

Does Steuben Citizens offer student loans or personal loans?

Compare personal loan rates here.

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