Transwest Credit Union

Headquarters

37 W 1700 S
Salt Lake City, UT 84115
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.40% 0.75% →
2-Year CD 0.55% 0.80% →
5-Year CD 0.90% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Transwest is an NCUA insured institution located in Salt Lake City, UT. It was founded in 1985 and has approximately $180.86 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 66705
Date Established 1985
Assets $180.86 million
Loans $123.48 million
Deposits $162.66 million
Capital $16.98 million
 

Field of Membership Restrictions

Membership is open to residents of Salt Lake County. Membership is also open to employees of Union Pacific Railroad, Kennecott Copper Corporation, or US Magnesium Corporation.

Deposit Rates - October 27, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $1,000 $49,999 Learn More
6 Mo CD
0.35% $50,000 - Learn More
12 Mo CD
0.35% $1,000 $49,999 Learn More
12 Mo CD
0.40% $50,000 - Learn More
18 Mo CD
0.45% $1,000 $49,999 Learn More
18 Mo CD
0.50% $50,000 - Learn More
24 Mo CD
0.50% $1,000 $49,999 Learn More
24 Mo CD
0.55% $50,000 - Learn More
36 Mo CD
0.65% $1,000 $49,999 Learn More
36 Mo CD
0.70% $50,000 - Learn More
48 Mo CD
0.75% $1,000 $49,999 Learn More
48 Mo CD
0.80% $50,000 - Learn More
60 Mo CD
0.85% $1,000 $49,999 Learn More
60 Mo CD
0.90% $50,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 27, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for TRANSWEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.809% 2.750% 0.75 $1,902 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to TRANSWEST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Transwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Transwest Locations



Climate Initiatives

TRANSWEST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Transwest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Transwest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Transwest U.S. Average
1.53% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Transwest had $265,207 in non-current loans and $2 in owned assets. To cover these potential losses it had $16,977,207 in net worth and $412,907 in loans loss reserves. That gives it a Texas Ratio of 1.53%.

Net Worth
Transwest U.S. Average
9.38% 12.22%

Transwest FCU has a net worth of 9.38% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Transwest

Branches and Savings

What is Transwest?

A credit union, registered with the NCUA under certificate #66705.
Learn more about credit unions here.

Is Transwest FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Transwest is insured by the NCUA.

Who can join Transwest?

Please see Field of Membership information above for information on who is eligible to join.

What are Transwest's share account and share certificate rates?

Transwest's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Transwest?

Transwest has total capital of $16.98 million. Full information on Transwest's financial position is located above.

Who owns Transwest?

Credit Unions are owned by their members.

Where are Transwest branches located?

See branch locations nearby.

Are Transwest ATMs Open 24/7?

Do Transwest ATMs accept cash deposits?

Can Transwest customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Transwest have a mobile app?

Does Transwest have mobile deposit?

Does Transwest have quick pay?

How can Transwest transfer money to other banks or credit unions?

Does Transwest report to credit bureaus?

Does Transwest use Chexsystems?

Does Transwest use Equifax?

What is Transwest's toll free phone number?

What is Transwest's ACH Routing Number?

What is Transwest's SWIFT code?

Where can I find Transwest's wire transfer form?

What is the Transwest address for deposits?

What Products Does Transwest Offer

Does Transwest offer mortgages?

Compare mortgage rates here.

Does Transwest offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Transwest offer auto and RV loans?

Compare auto loan rates here.

Does Transwest offer student loans or personal loans?

Compare personal loan rates here.

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