University Of Louisiana

Headquarters

Po Box 43635
Lafayette, LA 70504
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD 0.75% 0.67% →
2-Year CD 1.60% 0.75% →
5-Year CD 0.90% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

University Of Louisiana is an NCUA insured institution located in Lafayette, LA. It was founded in 1958 and has approximately $54.37 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12570
Date Established 1958
Assets $54.37 million
Loans $25.92 million
Deposits $50.05 million
Capital $4.63 million
 

Field of Membership Restrictions

Membership in University Of Louisiana Federal Credit Union is open to the following: (1) employees, graduate assistants and students of the University of Louisiana at Lafayette; (2) students and employees of South Louisiana Community College; (3) University of Louisiana at Lafayette Foundation members and Board of Trustees; (4) University of Louisiana at Lafayette Alumni Association members; (5) immediate family of members.

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
1.60% $10,000 $14,999 Learn More
24 Mo CD
1.60% $100,000 $199,999 Learn More
36 Mo CD
1.90% $10,000 $14,999 Learn More
36 Mo CD
1.90% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
0.90% $100,000 $199,999 Learn More
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.75% $1 $999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for UNIVERSITY OF LOUISIANA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
IHL Direct
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
2.775% 2.750% 0.38 $808 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to UNIVERSITY OF LOUISIANA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are University Of Louisiana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


University Of Louisiana Locations


Financial Details

University Of Louisiana Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of University Of Louisiana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
University Of Louisiana U.S. Average
1.76% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, University Of Louisiana had $60,246 in non-current loans and $24,450 in owned assets. To cover these potential losses it had $4,629,032 in net worth and $175,120 in loans loss reserves. That gives it a Texas Ratio of 1.76%.

Net Worth
University Of Louisiana U.S. Average
8.51% 12.67%

University Of Louisiana FCU has a net worth of 8.51% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About University Of Louisiana

Branches and Savings

What is University Of Louisiana?

A federal credit union, registered with the NCUA under certificate #12570.
Learn more about credit unions here.

Is University Of Louisiana FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. University Of Louisiana is insured by the NCUA.

Who can join University Of Louisiana?

Please see Field of Membership information above for information on who is eligible to join.

What are University Of Louisiana's share account and share certificate rates?

University Of Louisiana's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is University Of Louisiana?

University Of Louisiana has total capital of $4.63 million. Full information on University Of Louisiana's financial position is located above.

Who owns University Of Louisiana?

Credit Unions are owned by their members.

Where are University Of Louisiana branches located?

See branch locations nearby.

Are University Of Louisiana ATMs Open 24/7?

Do University Of Louisiana ATMs accept cash deposits?

Can University Of Louisiana customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does University Of Louisiana have a mobile app?

Does University Of Louisiana have mobile deposit?

Does University Of Louisiana have quick pay?

How can University Of Louisiana transfer money to other banks or credit unions?

Does University Of Louisiana report to credit bureaus?

Does University Of Louisiana use Chexsystems?

Does University Of Louisiana use Equifax?

What is University Of Louisiana's toll free phone number?

What is University Of Louisiana's ACH Routing Number?

What is University Of Louisiana's SWIFT code?

Where can I find University Of Louisiana's wire transfer form?

What is the University Of Louisiana address for deposits?

What Products Does University Of Louisiana Offer

Does University Of Louisiana offer mortgages?

Compare mortgage rates here.

Does University Of Louisiana offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does University Of Louisiana offer auto and RV loans?

Compare auto loan rates here.

Does University Of Louisiana offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for University Of Louisiana

There are currently no comments for University Of Louisiana. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →