Valex

Headquarters

Po Box 1375
Tioga, LA 71477
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Valex is an NCUA insured institution located in Tioga, LA. It was founded in 1949 and has approximately $34.79 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6116
Date Established 1949
Assets $34.79 million
Loans $15.58 million
Deposits $32.41 million
Capital $2.76 million
 

Deposit Rates - August 1, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Valex

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Valex
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Loan Rates - August 1, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VALEX

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.465% 3.375% 0.63 $2,812 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
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4.840 %
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to VALEX
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Valex branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Financial Details

Valex Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Valex. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Valex U.S. Average
2.44% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Valex had $68,588 in non-current loans and $1,965 in owned assets. To cover these potential losses it had $2,757,533 in net worth and $129,561 in loans loss reserves. That gives it a Texas Ratio of 2.44%.

Net Worth
Valex U.S. Average
7.92% 12.20%

Valex FCU has a net worth of 7.92% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Valex

Branches and Savings

What is Valex?

A federal credit union, registered with the NCUA under certificate #6116.
Learn more about credit unions here.

Is Valex FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Valex is insured by the NCUA.

Who can join Valex?

Please see Field of Membership information above for information on who is eligible to join.

What are Valex's share account and share certificate rates?

Valex's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Valex?

Valex has total capital of $2.76 million. Full information on Valex's financial position is located above.

Who owns Valex?

Credit Unions are owned by their members.

Where are Valex branches located?

See branch locations nearby.

Are Valex ATMs Open 24/7?

Do Valex ATMs accept cash deposits?

Can Valex customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Valex have a mobile app?

Does Valex have mobile deposit?

Does Valex have quick pay?

How can Valex transfer money to other banks or credit unions?

Does Valex report to credit bureaus?

Does Valex use Chexsystems?

Does Valex use Equifax?

What is Valex's toll free phone number?

What is Valex's ACH Routing Number?

What is Valex's SWIFT code?

Where can I find Valex's wire transfer form?

What is the Valex address for deposits?

What Products Does Valex Offer

Does Valex offer mortgages?

Compare mortgage rates here.

Does Valex offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Valex offer auto and RV loans?

Compare auto loan rates here.

Does Valex offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Valex


  • June 7, 2021 |

    Worst credit union. It has definitely went down over the years in my opinion. Customer service has definitely become a thing of the past. Personal experience that they do what they want with your money when they want to. Example: if you get a credit card with them they will bleed your savings account anytime they feel like it to cover the credit card even without your consent. No matter if you make a payment or not. They will also proceed to call and harass you even after you request they do not call you. I’d suggest doing business elsewhere.

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