Wilkes Barre, PA 18702


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5867
Date Established 1948
Assets $52.42 million
Loans $20.45 million
Deposits $47.80 million
Capital $3.95 million

Vantage Trust is an NCUA insured institution located in Wilkes Barre, PA. It was founded in 1948 and has approximately $52.42 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work or worship in the Wilkes-Barre area or the surrounding communities. Also open to employees of several select groups.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1,001 $10,000 Learn MoreShow Less
Money Market
0.15% $10,001 $75,000 Learn MoreShow Less
Fixed IRA
0.45% $1 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $2,500 - Learn MoreShow Less
12 Mo CD
0.35% $2,500 - Learn MoreShow Less
24 Mo CD
0.55% $2,500 - Learn MoreShow Less
36 Mo CD
0.65% $2,500 - Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VANTAGE TRUST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More
First Internet Bank
NMLS ID: 424182
3.641% 3.625% 0.25 $502 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Vantage Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Vantage Trust Locations

Financial Details

Vantage Trust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Vantage Trust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Vantage Trust U.S. Average
7.63% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Vantage Trust had $38,093 in non-current loans and $267,317 in owned assets. To cover these potential losses it had $3,952,505 in net worth and $50,487 in loans loss reserves. That gives it a Texas Ratio of 7.63%.

Net Worth
Vantage Trust U.S. Average
7.54% 13.47%

Vantage Trust FCU has a net worth of 7.54% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Vantage Trust

Branches and Savings

What is Vantage Trust?

A federal credit union, registered with the NCUA under certificate #5867.
Learn more about credit unions here.

Is Vantage Trust FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Vantage Trust?

Please see Field of Membership information above for information on who is eligible to join.

What are Vantage Trust's share account and share certificate rates?

Vantage Trust's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Vantage Trust?

Vantage Trust has total capital of $3.95 million. Full information on Vantage Trust's financial position is located above.

Who owns Vantage Trust?

Credit Unions are owned by their members.

Where are Vantage Trust branches located?

See branch locations nearby.

Are Vantage Trust ATMs Open 24/7?

Do Vantage Trust ATMs accept cash deposits?

Can Vantage Trust customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Vantage Trust have a mobile app?

Does Vantage Trust have mobile deposit?

Does Vantage Trust have quick pay?

How can Vantage Trust transfer money to other banks or credit unions?

Does Vantage Trust report to credit bureaus?

Does Vantage Trust use Chexsystems?

Does Vantage Trust use Equifax?

What is Vantage Trust's toll free phone number?

What is Vantage Trust's ACH Routing Number?

What is Vantage Trust's SWIFT code?

Where can I find Vantage Trust's wire transfer form?

What is the Vantage Trust address for deposits?

What Products Does Vantage Trust Offer

Does Vantage Trust offer mortgages?

Compare mortgage rates here.

Does Vantage Trust offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Vantage Trust offer auto and RV loans?

Compare auto loan rates here.

Does Vantage Trust offer student loans or personal loans?

Compare personal loan rates here.

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