Virginia United Methodist Credit Union

Headquarters

P.o. Box 13680
North Chesterfi, VA 23225
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 4.45% →
1-Year CD N.A. 5.00% →
2-Year CD N.A. 4.75% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Virginia United Methodist is an NCUA insured institution located in North Chesterfi, VA. It was founded in 1952 and has approximately $18.18 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 62536
Date Established 1952
Assets $18.18 million
Loans $9.60 million
Deposits $16.73 million
Capital $1.44 million
 

Deposit Rates - February 7, 2023

Your Current Location: Virginia, VA 20146

We do not yet have rates for Virginia United Methodist

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Loan Rates - February 7, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VIRGINIA UNITED METHODIST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
5.294% 5.250% 0.50 $1,250 $1,381 Learn More
Rocket Mortgage
NMLS ID: 3030
7.126% 6.990% 0.88 $3,438 $1,662 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.740 %
$0 Learn More
More Info

Note to VIRGINIA UNITED METHODIST
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Branches

Below are Virginia United Methodist branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Virginia United Methodist Locations



Climate Initiatives

VIRGINIA UNITED METHODIST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Virginia United Methodist Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Virginia United Methodist. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Virginia United Methodist U.S. Average
5.90% 4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, Virginia United Methodist had $87,071 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,437,918 in net worth and $36,662 in loans loss reserves. That gives it a Texas Ratio of 5.90%.

Net Worth
Virginia United Methodist U.S. Average
7.91% 12.52%

Virginia United Methodist FCU has a net worth of 7.91% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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