Virginia United Methodist Credit Union


P.o. Box 9798
Richmond, VA 23228
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.87% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Virginia United Methodist is an NCUA insured institution located in Richmond, VA. It was founded in 1952 and has approximately $20.17 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 62536
Date Established 1952
Assets $20.17 million
Loans $12.43 million
Deposits $18.65 million
Capital $1.45 million

Deposit Rates - January 23, 2022

Your Current Location: Virginia, VA 20146

We do not yet have rates for Virginia United Methodist

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Loan Rates - January 23, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VIRGINIA UNITED METHODIST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
3.200% 3.125% 1.00 $2,382 $1,071 Learn More
CashCall Mortgage
NMLS ID: 128231
3.570% 3.500% 0.88 $2,188 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

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Below are Virginia United Methodist branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Virginia United Methodist Locations

Climate Initiatives

VIRGINIA UNITED METHODIST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Virginia United Methodist Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Virginia United Methodist. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Virginia United Methodist U.S. Average
3.91% 3.93

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2021, Virginia United Methodist had $59,200 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,448,164 in net worth and $66,028 in loans loss reserves. That gives it a Texas Ratio of 3.91%.

Net Worth
Virginia United Methodist U.S. Average
7.18% 12.37%

Virginia United Methodist FCU has a net worth of 7.18% versus the BestCashCow average of 12.37. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.


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