Ypsilanti, MI 48197
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Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Washtenaw is an NCUA insured institution located in Ypsilanti, MI. It was founded in 1949 and has approximately $43.74 millions in assets.

NCUA Insured Yes
Charter Number # # 6407
Date Established 1949
Assets $43.74 million
Loans $29.27 million
Deposits $39.53 million
Capital $3.60 million

Deposit Rates - July 9, 2020

Your Current Location: Washington, WA 98109

We do not yet have rates for Washtenaw

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Note to Washtenaw
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Loan Rates - July 9, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for WASHTENAW

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

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Below are Washtenaw branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Washtenaw Locations

Financial Details

Washtenaw Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Washtenaw. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Washtenaw U.S. Average
2.94% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Washtenaw had $109,573 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,602,605 in net worth and $123,104 in loans loss reserves. That gives it a Texas Ratio of 2.94%.

Net Worth
Washtenaw U.S. Average
8.23% 13.86%

Washtenaw FCU has a net worth of 8.23% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Washtenaw

Branches and Savings

What is Washtenaw?

A federal credit union, registered with the NCUA under certificate #6407.
Learn more about credit unions here.

Is Washtenaw FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Washtenaw?

Please see Field of Membership information above for information on who is eligible to join.

What are Washtenaw's share account and share certificate rates?

Washtenaw's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Washtenaw?

Washtenaw has total capital of $3.60 million. Full information on Washtenaw's financial position is located above.

Who owns Washtenaw?

Credit Unions are owned by their members.

Where are Washtenaw branches located?

See branch locations nearby.

Are Washtenaw ATMs Open 24/7?

Do Washtenaw ATMs accept cash deposits?

Can Washtenaw customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Washtenaw have a mobile app?

Does Washtenaw have mobile deposit?

Does Washtenaw have quick pay?

How can Washtenaw transfer money to other banks or credit unions?

Does Washtenaw report to credit bureaus?

Does Washtenaw use Chexsystems?

Does Washtenaw use Equifax?

What is Washtenaw's toll free phone number?

What is Washtenaw's ACH Routing Number?

What is Washtenaw's SWIFT code?

Where can I find Washtenaw's wire transfer form?

What is the Washtenaw address for deposits?

What Products Does Washtenaw Offer

Does Washtenaw offer mortgages?

Compare mortgage rates here.

Does Washtenaw offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Washtenaw offer auto and RV loans?

Compare auto loan rates here.

Does Washtenaw offer student loans or personal loans?

Compare personal loan rates here.

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