1012 Thornburg St
Huntington, WV 25701


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24792
Date Established 1982
Assets $3.31 million
Loans $2.23 million
Deposits $2.84 million
Capital $0.46 million

Waycose is an NCUA insured institution located in Huntington, WV. It was founded in 1982 and has approximately $3.31 millions in assets.

Deposit Rates - August 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.85% $1,000 - Learn MoreShow Less
12 Mo CD
0.85% $1,000 - Learn MoreShow Less
24 Mo CD
0.85% $1,000 - Learn MoreShow Less

Loan Rates - August 24, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WAYCOSE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Waycose branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Waycose Locations

Financial Details

Waycose Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Waycose. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Waycose U.S. Average
11.75% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Waycose had $58,920 in non-current loans and $0 in owned assets. To cover these potential losses it had $462,037 in net worth and $39,569 in loans loss reserves. That gives it a Texas Ratio of 11.75%.

Net Worth
Waycose U.S. Average
14.68% 13.47%

Waycose FCU has a net worth of 14.68% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Waycose

Branches and Savings

What is Waycose?

A federal credit union, registered with the NCUA under certificate #24792.
Learn more about credit unions here.

Is Waycose FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Waycose?

Please see Field of Membership information above for information on who is eligible to join.

What are Waycose's share account and share certificate rates?

Waycose's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Waycose?

Waycose has total capital of $0.46 million. Full information on Waycose's financial position is located above.

Who owns Waycose?

Credit Unions are owned by their members.

Where are Waycose branches located?

See branch locations nearby.

Are Waycose ATMs Open 24/7?

Do Waycose ATMs accept cash deposits?

Can Waycose customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Waycose have a mobile app?

Does Waycose have mobile deposit?

Does Waycose have quick pay?

How can Waycose transfer money to other banks or credit unions?

Does Waycose report to credit bureaus?

Does Waycose use Chexsystems?

Does Waycose use Equifax?

What is Waycose's toll free phone number?

What is Waycose's ACH Routing Number?

What is Waycose's SWIFT code?

Where can I find Waycose's wire transfer form?

What is the Waycose address for deposits?

What Products Does Waycose Offer

Does Waycose offer mortgages?

Compare mortgage rates here.

Does Waycose offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Waycose offer auto and RV loans?

Compare auto loan rates here.

Does Waycose offer student loans or personal loans?

Compare personal loan rates here.

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