Wheat State Credit Union
2023 Overview
General Credit Union Information
Wheat State is an NCUA insured institution located in Wichita, KS. It was founded in 1963 and has approximately $24.51 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 63211 |
| Date Established | 1963 |
| Assets | $24.51 million |
| Loans | $21.66 million |
| Deposits | $21.75 million |
| Capital | $2.28 million |
Field of Membership Restrictions
Deposit Rates - June 5, 2023
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Regular Share
|
0.03% | $50 | $2,499 |
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|
| Regular Share
|
0.08% | $2,500 | - |
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|
|
Money Market
|
0.40% | $500 | $4,999 |
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|
|
Money Market
|
0.50% | $5,000 | $49,999 |
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|
|
Money Market
|
1.00% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Share
|
1.75% | $500 | - |
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|
| Share
|
5.00% | $500 | - |
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|
| Share
|
3.60% | $500 | - |
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|
| Share
|
3.60% | $500 | - |
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|
| Share
|
3.60% | $500 | - |
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|
| Share
|
3.60% | $500 | - |
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|
Loan Rates - June 5, 2023
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Wheat State
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2023
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429243 |
5.936% | 5.875% | 0.63 | $1,660 | $1,479 | Learn More |
NMLS ID: 1984206 License#: #: MC-7440 |
7.144% | 6.999% | 0.75 | $3,907 | $1,664 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2023
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Wheat State
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Branches
Below are Wheat State branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
WHEAT STATE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Wheat State Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Wheat State. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Wheat State | U.S. Average |
|---|---|
| 25.10% | 5.90 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2022, Wheat State had $678,432 in non-current loans and $15,979 in owned assets. To cover these potential losses it had $2,279,471 in net worth and $487,385 in loans loss reserves. That gives it a Texas Ratio of 25.10%.
Net Worth
| Wheat State | U.S. Average |
|---|---|
| 9.3% | 12.75% |
Wheat State FCU has a net worth of 9.3% versus the BestCashCow average of 12.75. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
*All images, logos and public notes on this page appear courtesy of WHEAT STATE and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.
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