Wheat State Credit Union

Headquarters

1400 S Oliver
Wichita, KS 67218
See all branch locations →

WHEAT STATE

Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD 0.50% 2.02% →
2-Year CD 0.60% 3.00% →
5-Year CD 1.05% 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Wheat State is an NCUA insured institution located in Wichita, KS. It was founded in 1963 and has approximately $23.51 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 63211
Date Established 1963
Assets $23.51 million
Loans $20.32 million
Deposits $21.13 million
Capital $2.13 million
 

Field of Membership Restrictions

People who reside in, worship in, or whose place of employment is in the following counties in Kansas: Sedgwick, Riley, Geary, Sumner, Harper, Kingman, McPherson, Pratt, Stafford, Butler, Harvey, Marion, Dickinson, Cowley, Barber, Reno, Chase, Morris, Clay, Cloud, or Rice; – OR – Spouses, children, stepchildren, parents, stepparents, grandparents, grandchildren, and siblings of an WSCU member; – OR – All employees of any Kansas organization or its subsidiaries whose main endeavor is the delivery of healthcare

Deposit Rates - June 27, 2022

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $500 - Learn More
12 Mo CD
0.50% $500 - Learn More
18 Mo CD
0.55% $500 - Learn More
24 Mo CD
0.60% $500 - Learn More
36 Mo CD
0.65% $500 - Learn More
48 Mo CD
0.90% $500 - Learn More
60 Mo CD
1.05% $500 - Learn More

Loan Rates - June 27, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WHEAT STATE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
6.266% 6.125% 1.00 $3,750 $1,520 Learn More

Note to WHEAT STATE
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Branches

Below are Wheat State branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Wheat State Locations



Climate Initiatives

WHEAT STATE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Wheat State Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wheat State. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wheat State U.S. Average
20.07% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Wheat State had $474,004 in non-current loans and $51,879 in owned assets. To cover these potential losses it had $2,131,665 in net worth and $488,199 in loans loss reserves. That gives it a Texas Ratio of 20.07%.

Net Worth
Wheat State U.S. Average
9.06% 12.36%

Wheat State FCU has a net worth of 9.06% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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