WHEAT STATE

Headquarters

1400 S OLIVER
Wichita, KS 67218
See all branch locations →

WHEAT STATE

Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD 0.75% 1.15% →
2-Year CD 1.00% 1.26% →
5-Year CD 1.30% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Wheat State is an NCUA insured institution located in Wichita, KS. It was founded in 1963 and has approximately $18.19 millions in assets.

NCUA Insured Yes
Charter Number # # 63211
Date Established 1963
Assets $18.19 million
Loans $17.21 million
Deposits $16.33 million
Capital $1.54 million
 

Field of Membership Restrictions

People who reside in, worship in, or whose place of employment is in the following counties in Kansas: Sedgwick, Riley, Geary, Sumner, Harper, Kingman, McPherson, Pratt, Stafford, Butler, Harvey, Marion, Dickinson, Cowley, Barber, Reno, Chase, Morris, Clay, Cloud, or Rice; – OR – Spouses, children, stepchildren, parents, stepparents, grandparents, grandchildren, and siblings of an WSCU member; – OR – All employees of any Kansas organization or its subsidiaries whose main endeavor is the delivery of healthcare

Deposit Rates - July 6, 2020

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $500 - Learn More
12 Mo CD
0.75% $500 - Learn More
18 Mo CD
0.90% $500 - Learn More
24 Mo CD
1.00% $500 - Learn More
36 Mo CD
1.10% $500 - Learn More
48 Mo CD
1.20% $500 - Learn More
60 Mo CD
1.30% $500 - Learn More

Loan Rates - July 6, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WHEAT STATE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to WHEAT STATE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Wheat State branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Wheat State Locations


Financial Details

Wheat State Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wheat State. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wheat State U.S. Average
17.62% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Wheat State had $350,131 in non-current loans and $16,985 in owned assets. To cover these potential losses it had $1,537,286 in net worth and $546,105 in loans loss reserves. That gives it a Texas Ratio of 17.62%.

Net Worth
Wheat State U.S. Average
8.45% 13.86%

Wheat State FCU has a net worth of 8.45% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wheat State

Branches and Savings

What is Wheat State?

A federal credit union, registered with the NCUA under certificate #63211.
Learn more about credit unions here.

Is Wheat State FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Wheat State?

Please see Field of Membership information above for information on who is eligible to join.

What are Wheat State's share account and share certificate rates?

Wheat State's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wheat State?

Wheat State has total capital of $1.54 million. Full information on Wheat State's financial position is located above.

Who owns Wheat State?

Credit Unions are owned by their members.

Where are Wheat State branches located?

See branch locations nearby.

Are Wheat State ATMs Open 24/7?

Do Wheat State ATMs accept cash deposits?

Can Wheat State customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wheat State have a mobile app?

Does Wheat State have mobile deposit?

Does Wheat State have quick pay?

How can Wheat State transfer money to other banks or credit unions?

Does Wheat State report to credit bureaus?

Does Wheat State use Chexsystems?

Does Wheat State use Equifax?

What is Wheat State's toll free phone number?

What is Wheat State's ACH Routing Number?

What is Wheat State's SWIFT code?

Where can I find Wheat State's wire transfer form?

What is the Wheat State address for deposits?

What Products Does Wheat State Offer

Does Wheat State offer mortgages?

Compare mortgage rates here.

Does Wheat State offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wheat State offer auto and RV loans?

Compare auto loan rates here.

Does Wheat State offer student loans or personal loans?

Compare personal loan rates here.

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*All images, logos and public notes on this page appear courtesy of Wheat State and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.