YOUR LEGACY

Headquarters

P O Box 280
Tiffin, OH 44883
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.70% →
1-Year CD 0.20% 0.75% →
2-Year CD 0.30% 0.81% →
5-Year CD 0.80% 1.15% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Your Legacy is an NCUA insured institution located in Tiffin, OH. It was founded in 1952 and has approximately $68.88 millions in assets.

NCUA Insured Yes
Charter Number # # 7674
Date Established 1952
Assets $68.88 million
Loans $36.63 million
Deposits $62.46 million
Capital $6.18 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or volunteer in Seneca County.

Deposit Rates - January 16, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
18 Mo CD
0.25% $10,000 $14,999 Learn More
18 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.30% $10,000 $14,999 Learn More
24 Mo CD
0.30% $100,000 $199,999 Learn More
30 Mo CD
0.40% $10,000 $14,999 Learn More
30 Mo CD
0.40% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
0.80% $10,000 $14,999 Learn More
60 Mo CD
0.80% $100,000 $199,999 Learn More

Loan Rates - January 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for YOUR LEGACY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to YOUR LEGACY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Your Legacy branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Your Legacy Locations


Financial Details

Your Legacy Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Your Legacy. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Your Legacy U.S. Average
4.50% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Your Legacy had $271,076 in non-current loans and $13,975 in owned assets. To cover these potential losses it had $6,181,209 in net worth and $154,883 in loans loss reserves. That gives it a Texas Ratio of 4.50%.

Net Worth
Your Legacy U.S. Average
8.97% 12.91%

Your Legacy FCU has a net worth of 8.97% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Your Legacy

Branches and Savings

What is Your Legacy?

A federal credit union, registered with the NCUA under certificate #7674.
Learn more about credit unions here.

Is Your Legacy FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Your Legacy?

Please see Field of Membership information above for information on who is eligible to join.

What are Your Legacy's share account and share certificate rates?

Your Legacy's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Your Legacy?

Your Legacy has total capital of $6.18 million. Full information on Your Legacy's financial position is located above.

Who owns Your Legacy?

Credit Unions are owned by their members.

Where are Your Legacy branches located?

See branch locations nearby.

Are Your Legacy ATMs Open 24/7?

Do Your Legacy ATMs accept cash deposits?

Can Your Legacy customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Your Legacy have a mobile app?

Does Your Legacy have mobile deposit?

Does Your Legacy have quick pay?

How can Your Legacy transfer money to other banks or credit unions?

Does Your Legacy report to credit bureaus?

Does Your Legacy use Chexsystems?

Does Your Legacy use Equifax?

What is Your Legacy's toll free phone number?

What is Your Legacy's ACH Routing Number?

What is Your Legacy's SWIFT code?

Where can I find Your Legacy's wire transfer form?

What is the Your Legacy address for deposits?

What Products Does Your Legacy Offer

Does Your Legacy offer mortgages?

Compare mortgage rates here.

Does Your Legacy offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Your Legacy offer auto and RV loans?

Compare auto loan rates here.

Does Your Legacy offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Your Legacy

There are currently no comments for Your Legacy. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →