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15-Year Fixed Jumbo Mortgage

Massachusetts 15-Year Fixed Jumbo Mortgage Rates 2025

Compare Massachusetts 15-Year Fixed Jumbo Mortgage Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Massachusetts 15-Year Fixed Jumbo Mortgage

November 3, 2025
Average: 6.28% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Veterans United Home Loans NMLS ID: 1907	You can buy with 0% down, no PMI and more Run your numbers and get a snapshot of your buying power VA loans have the lowest avg rate on the market (Data from Optimal Blue) 15 Yr Fixed		$0	Learn More
Northpointe Bank NMLS ID: 447490	4.919% 15 Yr Fixed	4.750% Fees & Points $6,753 Total 0.893 Pts: $5,358 $1,395 Fees	$4,667	Learn More See Table View
Valley West Mortgage NMLS ID: 65506	4.928% 15 Yr Fixed	4.750% Fees & Points $7,175 Total 1.000 Pts: $6,000 $1,175 Fees	$4,667	Learn More See Table View
Superior Funding Corporation NMLS ID: 2972 License#: MC2972	4.998% 15 Yr Fixed	4.875% Fees & Points $4,902 Total 0.817 Pts: $4,902 $0 Fees	$4,706	Learn More See Table View
Bison State Bank NMLS ID: 757416	5.004% 15 Yr Fixed	4.875% Fees & Points $5,112 Total 0.852 Pts: $5,112 $0 Fees	$4,706	Learn More See Table View
Reliant Home Funding, Inc. NMLS ID: 292473	5.026% 15 Yr Fixed	4.875% Fees & Points $6,003 Total 0.668 Pts: $4,008 $1,995 Fees	$4,706	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	5.246% 15 Yr Fixed	5.125% Fees & Points $4,780 Total 0.680 Pts: $4,080 $700 Fees	$4,784	Learn More See Table View
New American Funding, LLC. NMLS ID: 6606	5.261% 15 Yr Fixed	5.125% Fees & Points $5,364 Total 0.894 Pts: $5,364 $0 Fees	$4,784	Learn More See Table View
Veterans United Home Loans NMLS ID: 1907	Get home in 2025 with a 0% down VA Loan Score your prequalification anytime with 24/7 online tools Save more with competitive VA rates and no PMI Backed by over 300,000 verified 5-star reviews 15 Yr Fixed			Learn More
Rocket Mortgage NMLS ID: 3030	Fast, guided and simplified online process Lock in your rate for 90 days Start with certainty, close with confidence Unique support for first-time homebuyers 15 Yr Fixed			Learn More
Neighbors Bank NMLS ID: 491986	As low as 0% down options & down payment assistance Minimum 620 credit score needed to prequalify 96% of borrowers would recommend Neighbors Bank 15 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Institution For Savings In Newburyport And Its Vicinity Updated 09/20/2024	5.30%	4.83% 0.00 points $1,635.00 fees	$4,692.42	Learn MoreShow Less See Table View
Centreville Bank Updated 02/24/2023	5.03%	5.03% 0.00 points $0.00 fees	$4,755.40	Learn MoreShow Less See Table View
Unibank For Savings Updated 12/14/2022	5.20%	5.13% 0.00 points $0.00 fees	$4,783.92	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	5.66%	5.38% 0.77 points $0.00 fees	$4,862.79	Learn MoreShow Less See Table View
South Shore Bank Updated 12/27/2022	5.57%	5.38% 0.00 points $0.00 fees	$4,862.79	Learn MoreShow Less See Table View
Salem Five Cents Savings Bank Updated 01/23/2023	5.42%	5.42% 0.88 points $0.00 fees	$4,875.80	Learn MoreShow Less See Table View
The Lowell Five Cent Savings Bank Updated 10/31/2025	6.22%	5.56% 0.00 points $0.00 fees	$4,920.35	Learn MoreShow Less See Table View
Centreville Bank Updated 10/13/2023	7.15%	5.63% 0.00 points $0.00 fees	$4,943.03	Learn MoreShow Less See Table View
Digital Credit Union Updated 06/21/2024 Restrictions	5.78%	5.65% 0.00 points $0.00 fees	$4,950.39	Learn MoreShow Less See Table View
Digital Credit Union Updated 06/21/2024 Restrictions	5.81%	5.70% 0.00 points $0.00 fees	$4,966.41	Learn MoreShow Less See Table View
Rockland Credit Union Updated 02/23/2024 Restrictions	6.71%	5.73% 0.00 points $0.00 fees	$4,976.36	Learn MoreShow Less See Table View
Needham Bank Updated 10/31/2025	6.16%	5.78% 0.00 points $0.00 fees	$4,992.43	Learn MoreShow Less See Table View
Needham Bank Updated 10/31/2025	6.03%	5.78% 0.00 points $0.00 fees	$4,992.43	Learn MoreShow Less See Table View
Middlesex Savings Bank Updated 11/08/2024	6.27%	5.87% 0.00 points $2,600.00 fees	$5,019.81	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	6.12%	5.88% 0.95 points $0.00 fees	$5,022.71	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	6.25%	5.88% 0.95 points $0.00 fees	$5,022.71	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	6.08%	5.92% 0.00 points $0.00 fees	$5,036.60	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 09/08/2023	7.17%	5.94% 2.00 points $3,210.00 fees	$5,042.74	Learn MoreShow Less See Table View
Santander Bank, N.a. Updated 12/20/2022	6.45%	5.99% 2.00 points $6,000.00 fees	$5,059.90	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.26%	6.00% 0.00 points $0.00 fees	$5,063.14	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Fixed Rate/Adjustable Rate Jumbo – APR's are based on a 600,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio in Massachusetts. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Massachusetts 15-Year Fixed Jumbo Mortgage Rates 2025

Massachusetts 15-Year Fixed Jumbo Mortgage

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