| Deposits FDIC Insured | Yes |
| Insured Bank | Comenity Capital Bank |
| FDIC Certificate # | 57570 |
| Date Established | 2003 |
| Assets | $8.92 billion |
| Loans | $6.99 billion |
| Deposits | $6.42 billion |
| Capital | $1.21 billion |
For a more detailed analysis of Comenity Capital Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.
| Online Savings and Money Market Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| High Yield Savings
|
0.55% | $100 | - |
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|
| Online CD Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 1-Year CD
|
0.65% | $1,500 | - |
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|
| 2-Year CD
|
0.70% | $1,500 | - |
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|
| 3-Year CD
|
0.80% | $1,500 | - |
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|
| 4-Year CD
|
0.80% | $1,500 | - |
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|
| 5-Year CD
|
0.85% | $1,500 | - |
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|
Comenity Direct has lowered its online savings rate by 5 basis points from 0.60% or 0.55% APY.
This is now the highest nationally available 1-year CD rate. We are just beginning to head in the right direction.
Comenity Direct is encouraged to provide us with this information. When we receive this information from the online bank, we will provide it here.
Customer Reviews for Comenity Direct
LiamL
September 19, 2021 |
I have not had the problems described by others here, but I find that the website does not inspire confidence.
Is this review helpful? Yes:0 / No: 0
Mel Harris
June 15, 2021 |
I was so pleased with the service and so frustrated by low rates everywhere that I was thinking about moving from a savings to a 1 yr CD and they have a 180 day penalty so I held off
Is this review helpful? Yes:6 / No: 1
J Finerman
March 6, 2021 |
No problems. Easy to open and use.
Is this review helpful? Yes:8 / No: 9
Royalty Me
February 12, 2021 |
I've got accounts at all of these places (beats getting 0.01% on my cash in brokered CDs at Morgan Stanley). I was pleased to see a new entrant that was spending a little to build a brand. The account opening process was - dare I say - fun. I did need to call with an access issue and the phone was answered immediately by a very helpful woman who treated me like a grown up (addressed me by my last name and did not become frustrated with my mistakes entering the information). I'd put this in the same league as Marcus or Citizens and above everything else I have experienced on your list.
Is this review helpful? Yes:9 / No: 10
EJ24
January 14, 2021 |
Easiest account set-up process ever.
Is this review helpful? Yes:7 / No: 11
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