Comenity Direct

Deposit Rates APY Vs.Others
Savings 1.00% 1.40% →
1-Year CD 1.00% 1.15% →
2-Year CD 1.05% 1.26% →
3-Year CD 1.05% 1.26% →
4-Year CD 1.05% 1.31% →
5-Year CD 1.10% 1.56% →

2020 Overview

General Online Bank Information

Money that you deposit is held by Comenity Capital Bank. Comenity Capital Bank is an FDIC insured institution founded in 2003. It has approximately $8.80 billion in assets.

Deposits FDIC Insured Yes
Insured Bank Comenity Capital Bank
FDIC Certificate # 57570
Date Established 2003
Assets $8.8 billion
Loans $6.55 billion
Deposits $6.7 billion
Capital $0.96 billion

For a more detailed analysis of Comenity Capital Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - July 12, 2020

Online Savings and Money Market Rates
Online Savings and Money Market Rates APY MIN MAX
High Yield Savings
1.00% $100 - Learn More
Online CD Rates
Online CD Rates APY MIN MAX
1-Year CD
1.00% $1,500 - Learn More
2-Year CD
1.05% $1,500 - Learn More
3-Year CD
1.05% $1,500 - Learn More
4-Year CD
1.05% $1,500 - Learn More
5-Year CD
1.10% $1,500 - Learn More

Customer Reviews for Comenity Direct

  • June 26, 2020

    Online CDs 12 Month Rates

    Rate posted is incorrect.

  • May 05, 2020 |

    Online CDs 12 Month Rates

    We had a great experience setting up two CDs. Maybe they have heeded the past bad reviews?

  • October 09, 2019

    Online Savings Rates

    It is all fun and games until you need to withdraw your cash and then it becomes hell on earth. Impossible to reach a rep and if you do it is like fighting with a tiger. Their preferred withdrawal method is to mail you a check by snail mail and will not wire or do electronic transfer. I suggest you avoid. Plus, rates are falling.

  • June 19, 2019 |

    Online CDs 12 Month Rates

    I managed to lock in a great 1-year CD rate with these but it wasn't the easiest process. If my wife and I were not already at the maximum FDIC insurance levels with Colorado and Live Oak, I would have done one of those first. This just isn't worth the frustration for 6 bps.

  • June 13, 2019 |

    Online CDs 12 Month Rates

    Poor response to problems. Management unreachable.

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