Comenity Direct

Deposit Rates APY Vs.Others
Savings 2.00% 2.30% →
1-Year CD 2.10% 2.25% →
2-Year CD 2.15% 2.50% →
3-Year CD 2.20% 2.50% →
4-Year CD 2.20% 2.40% →
5-Year CD 2.20% 2.80% →

2019 Overview

General Online Bank Information

Money that you deposit is held by Comenity Capital Bank. Comenity Capital Bank is an FDIC insured institution founded in 2003. It has approximately $9.70 billion in assets.

Deposits FDIC Insured Yes
Insured Bank Comenity Capital Bank
FDIC Certificate # 57570
Date Established 2003
Assets $9.7 billion
Loans $7.41 billion
Deposits $7.36 billion
Capital $1.31 billion

For a more detailed analysis of Comenity Capital Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 11, 2019

Online Savings and Money Market Rates
Online Savings and Money Market Rates APY MIN MAX
Online CD Rates
Online CD Rates APY MIN MAX
1-Year CD
2.10% $1,500 - Learn MoreShow Less
2-Year CD
2.15% $1,500 - Learn MoreShow Less
3-Year CD
2.20% $1,500 - Learn MoreShow Less
4-Year CD
2.20% $1,500 - Learn MoreShow Less
5-Year CD
2.20% $1,500 - Learn MoreShow Less



Customer Reviews for Comenity Direct


  • October 09, 2019

    Online Savings Rates

    It is all fun and games until you need to withdraw your cash and then it becomes hell on earth. Impossible to reach a rep and if you do it is like fighting with a tiger. Their preferred withdrawal method is to mail you a check by snail mail and will not wire or do electronic transfer. I suggest you avoid. Plus, rates are falling.

  • June 19, 2019 |

    Online CDs 12 Month Rates

    I managed to lock in a great 1-year CD rate with these but it wasn't the easiest process. If my wife and I were not already at the maximum FDIC insurance levels with Colorado and Live Oak, I would have done one of those first. This just isn't worth the frustration for 6 bps.

  • June 13, 2019 |

    Online CDs 12 Month Rates

    Poor response to problems. Management unreachable.

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