Milli Bank, a division of First National Bank of Omaha

Deposit Rates APY Vs.Others
Savings 4.75% 5.55% →
1-Year CD N.A. 5.60% →
2-Year CD N.A. 4.90% →
3-Year CD N.A. 5.00% →
4-Year CD N.A. 4.55% →
5-Year CD N.A. 4.55% →

2024 Overview

General Online Bank Information

Money that you deposit is held by First National Bank of Omaha. First National Bank of Omaha is an FDIC insured institution founded in 1857. It has approximately $31.11 billion in assets.

Deposits FDIC Insured Yes
Insured Bank First National Bank of Omaha
FDIC Certificate # 5452
Date Established 1857
Assets $31.11 billion
Loans $21.8 billion
Deposits $26.34 billion
Capital $2.67 billion

For a more detailed analysis of First National Bank of Omaha's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - April 27, 2024

Online Savings and Money Market Rates
Online Savings and Money Market Rates APY MIN MAX
Mobile Savings
4.75% $0 - Learn More

Bank Offers

Milli Bank Now Offering 5.25% Savings Through Its Mobile Only Platform
Jul 7, 2023

Milli Bank, a new division of First National Bank of Omaha, is now offering 5.25% to those willing to bank through a mobile app.




Climate Policy and Initiatives

Parent Bank Initiatives:

We are committed to achieving our 2035 sustainability goals. We will strive to make a positive impact on the environment by 2035 by:

  • Making $250 Million in energy-efficient investments including financing green energy and making operational improvements that decrease FNBO's carbon footprint.
  • Achieving Net Zero Scope 1 and Scope 2 GHG Emissions by continuing to make energy-efficient improvements to our corporate offices and retail branches that reduce energy consumption. Examples include automated building systems, solar panels, mechanical system upgrades and LED lighting upgrades.
  • Reducing Water Consumption by 20% by implementing water-saving technologies such as smart irrigation systems.
  • Realizing a 90% Water Diversion Rate in corporate buildings and retail branches by implementing more robust recycling and composting programs.

Updated April 2, 2024

Milli Bank, a division of First National Bank of Omaha Climate Score: B

Milli Bank, a division of First National Bank of Omaha Climate Score Info: FNBO has clear climate mitigation goals and does not appear to be a lender to carbon-producing industries.


Milli Bank, a division of First National Bank of Omaha Articles

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Customer Reviews for Milli Bank, a division of First National Bank of Omaha


  • February 15, 2024 |

    Online Savings Rates

    I was able to sign up and then there was a long delay before I was allowed to fund and a long delay to get funded. Once I got a little money in the account it seemed to be just a front for pushing other services. Closed this account and would avoid.

  • December 7, 2023 |

    Online Savings Rates

    I would not trust Milli Vanilli
    with $1 of my money, no customer service, no phone number, a complete joke !

  • September 23, 2023

    Opening an account was so easy, unlike a lot of bank websites.

  • September 13, 2023 |

    A family member recommended me to milli. He never had any issues with them and seemed to be fairly happy with them. However, as soon as I transferred my funds from my bank to milli’s savings account, milli “restricted” my account.

    I received an email saying that my account had been restricted and that I needed to email them or message them on their app. I was not told why my account had been restricted but that it just simply was. What followed, was what i would describe as the worse 3 weeks of my life. I would email milli, receiving messages like “the support team will reach out to you in 1-2 business days.” That day never came.

    For the first six days my money was not in my home bank and was not showing up in milli either. Imagine looking at your life savings account and seeing nothing there and no phone number, no customers service representative to help you. I would email milli every day, sometimes several times a day trying to get through for someone to help me. How is one supposed to pay my bills, groceries, and living expenses? I finally called the First National Bank of Omaha which is the bank that milli operates under and they told me that they could see my account, but could not connect me to a customer service rep from them. They had no number for this sub-division that could help me. Think about that for 2 seconds. There was literally no phone number to call and beg for help. This went on for weeks.

    I have never been so emotionally, mentally, and physically stressed and angry at the same time. Some people have a decent experience with milli. Good for them. I just wish I would have read a review like this one before transferring a large chunk of my savings into their account. There are other online banks with high yield savings that actually have a customer service number. I would not wish the experience I had with milli to my worst enemy. God bless.

  • July 19, 2023 |

    Online Savings Rates

    No problems at all getting set up and funded.


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