South Dakota

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Watertown, South Dakota 30-Year FHA Mortgage Refinance Rates 2025

Compare South Dakota 30-Year FHA Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Watertown, South Dakota 30-Year FHA Mortgage Refinance

May 10, 2025
Average: 7.13% APR
Lender APR Rate (%) Monthly
Payment?

U.s. Bank National Association


Updated 05/07/2023

7.12%

7.31%
0.73 points
$0.00 fees

$2,195.57


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U.s. Bank National Association


Updated 05/07/2023

7.12%

7.31%
0.73 points
$0.00 fees

$2,195.57


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U.s. Bank National Association


Updated 05/07/2023

7.12%

6.50%
0.00 points
$0.00 fees

$2,022.62


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U.s. Bank National Association


Updated 05/07/2023

7.12%

6.50%
0.00 points
$0.00 fees

$2,022.62


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Citibank, National Association


Updated 06/15/2022

6.14%

5.88%
0.25 points
$3,640.00 fees

$3,533.40


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Citibank, National Association


Updated 06/15/2022

6.14%

5.88%
0.25 points
$3,640.00 fees

$3,533.40


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U.s. Bank National Association


Updated 05/07/2023

7.01%

6.50%
0.79 points
$0.00 fees

$2,022.62


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U.s. Bank National Association


Updated 05/07/2023

7.01%

6.50%
0.79 points
$0.00 fees

$2,022.62


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U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


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U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


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First National Bank


Updated 06/15/2022

6.57%

6.25%
1.00 points
$2,000.00 fees

$2,743.75


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First National Bank


Updated 06/15/2022

6.57%

6.25%
1.00 points
$2,000.00 fees

$2,743.75


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Bank Of The West


Updated 06/02/2023

6.16%

6.34%
0.63 points
$3,261.00 fees

$2,759.65


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Bank Of The West


Updated 06/02/2023

6.16%

6.34%
0.63 points
$3,261.00 fees

$2,759.65


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Citibank, National Association


Updated 10/18/2024

6.08%

6.35%
0.88 points
$2,739.00 fees

$2,761.57


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Citibank, National Association


Updated 10/18/2024

6.06%

6.48%
1.00 points
$2,739.00 fees

$2,783.67


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Cortrust Bank National Association


Updated 06/15/2022

6.56%

6.51%
0.35 points
$0.00 fees

$2,789.30


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Cortrust Bank National Association


Updated 06/15/2022

6.56%

6.51%
0.35 points
$0.00 fees

$2,789.30


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Firstbank


Updated 04/05/2024

6.21%

6.71%
0.00 points
$1,369.00 fees

$2,824.09


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Firstbank


Updated 04/05/2024

6.21%

6.71%
0.00 points
$1,560.00 fees

$2,824.09


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Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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