Calculating Your Value - IHG Rewards Club Select Credit Card by Chase

Calculating Your Value - IHG Rewards Club Select Credit Card by Chase


Sign-Up Bonus
  • 60,000 points $1,000 spend in 3 months. 
Other Benefits
  • Earn 5 points per dollar spent at IHG properties, 2 points per dollar spent at gas stations, grocery stores, and restaurants, and 1 point per dollar spent on all other purchases. 
  • Cardmembers receive Platinum Elite status and receive 10% points back on all IHG Rewards bookings.
Annual Fee
  • $49, waived first year.  Annual free night at any property worldwide upon card anniversary.


Calculate Your Value

For those meeting the promotional spend requirement, BestCashCow calculates the value of the sign-up bonus to be $250 to $300.

BestCashCow estimates the value of 1,000 IHG points to be between $5 and $6.  A cardholder spending $25,000 a year, including $1,000 at IHG family hotels and $2,500 at gas stations or restaurants, would receive 30,500 IHG points annually which BestCashCow calculates the value to be between $152.50 and $183.   The free anniversary night represents value that more than covers the annual fee after the first year. 


Compare this credit card with those of other major hotel programs.


Editorial Disclosure: Opinions expressed here are those of the author, and have not been reviewed, approved or otherwise endorsed by any bank advertiser, card issuer, airline or hotel.

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