CD Rates At or Above 3% APY

CD Rates At or Above 3% APY

Rate information contained on this page may have changed. Please find latest cd rates.

CD Rates continue their inexorable match downward. It was only a few months ago that a top five year CD rate could get as much as 3.30% APY. Now, according to the BestCashCow database there are only a few banks in the U.S. offering 60 month CDs at 3% APY or above. Below are a few of them:

CD Rates continue their inexorable match downward. It was only a few months ago that a top five year CD rate could get as much as 3.30% APY. Now, according to the BestCashCow database there are only a few banks in the U.S. offering 60 month CDs at 3% APY or above. Below are a few of them:

There are still plenty of banks offering five year cd rates between 2.75% - 2.85% APY. You can use BestCashCow to find the best cd rates in your local area by clicking through on the CDs tab above.

Research has also shown that on average, banks that offer high deposit rates are a slightly healthier than their peers that offer average or below average rates.

Sol Nasisi
Sol Nasisi: Sol Nasisi is the co-founder and a past president of BestCashCow, an online resource for comprehensive bank rate information. In this capacity, he closely followed rate trends for all savings-related and loan products and the impact of rate fluctuations on the economy. He specifically focused on how rates impact consumers' ability to borrow and save. He also has authored a wee

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Today's Highest Online CD Rates

Bank Product Term Interest Rate (APY)
Quontic Bank 1-Year 2.25% APY with $1,000 minimum
Navy Federal Credit Union 1-Year 2.20% APY with $100,000 minimum
BAC Florida 1-Year 2.15% APY with $100,000 minimum
Connexus Credit Union 3-Year 2.50% APY with $5,000 minimum
Navy Federal Credit Union 3-Year 2.35% APY with $100,000 minimum
Bank5 Connect 3-Year 2.30% APY with $500 minimum
Dollar Savings Direct, a division of Emigrant Bank 5-Year 2.80% APY with $1,000 minimum
Connexus Credit Union 5-Year 2.60% APY with $5,000 minimum
Prime Alliance Bank 5-Year 2.50% APY with $500 minimum

See More Online CD Rates →

Comments

  • ronnie dunigan

    September 17, 2011

    looking for a safe highest rate i can find for at least $100,000

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