Choice Financial RateBuilder 13-Month CD Paying 2.51% APY

Choice Financial, a North Dakota based financial company, is offering a 13-month CD paying 2.51% APY. The CD also has some flexibility, allowing customers to deposit additional money into the CD after opening as long as the deposits do not exceed the initial funding amount. The 2.51% rate for a 13-month CD is very competitive when compared against the best 12-month CD rates on the BestCashCow rate tables.

The minimum to open an account is $5,000.

Application and Funding

I confirmed the CD offer was available nationally. The CD can be opened online and funded via an electronic ACH transfer from another account, a check, or a wire transfer. The rate locks at the moment the application is submitted.

About Choice Financial Groups

Choice Financial Groups is a Fargo, North Dakota financial services company formed from the merger of four local banks. The company has a 4 out of 5 star rating from Bauer Financial for its safety and soundness.

Today's Highest Online CD Rates

Bank	Product Term	Interest Rate (APY)
Finworth, a division of InsBank	1-Year	4.55% APY with $50,000 minimum
TotalDirect, a division of City National Bank of Florida	1-Year	4.50% APY with $25,000 minimum
First Internet Bank of Indiana	1-Year	4.42% APY with $1,000 minimum
Merrick Bank	3-Year	4.15% APY with $25,000 minimum
Colorado Federal Savings Bank	3-Year	3.95% APY with $5,000 minimum
M.Y. Safra Bank	3-Year	3.90% APY with $500 minimum
Merrick Bank	5-Year	4.05% APY with $25,000 minimum
Synchrony Bank	5-Year	4.00% APY with no minimum
M.Y. Safra Bank	5-Year	3.90% APY with $500 minimum

Bank

Product Term

Interest Rate (APY)

Finworth, a division of InsBank

1-Year

4.55% APY with $50,000 minimum

TotalDirect, a division of City National Bank of Florida

1-Year

4.50% APY with $25,000 minimum

First Internet Bank of Indiana

1-Year

4.42% APY with $1,000 minimum