EBSB Direct Offering 1.77% APY 10-Month CD

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EBSB Direct is offering a 10-month CD that pays 1.77% APY with a minimum deposit of $1,000.

EBSB Direct is offering a 10-month CD that pays 1.77% APY with a minimum deposit of $1,000. That rate is competitive, putting it above the best 6-month cd rates and just below the best 12-month cd rates.

The rate is available nationally and the account can be opened online. The rate locks once the application is submitted. Funding can be done via an ACH electronic transfer from another account. Beneficiaries can be added on the application.

EBSB Direct is a division of East Boston Savings Bank. The bank has been in existence for 160 years and has assets in excess of $1 billion. In 2006, East Boston Savings Bank, the parent of EBSB Direct went public, using the holding company name Meridian Interstate Bancorp. The company trades on the Nasdaq under the symbol EBSB.

In addition to CDs, the bank also offers a high yield savings account.

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Today's Highest Online CD Rates

Bank Product Term Interest Rate (APY)
Navy Federal Credit Union 1-Year 0.85% APY with $100,000 minimum
Primary Bank 1-Year 0.80% APY with $1,000 minimum
Gateway First Bank 1-Year 0.75% APY with $25,000 minimum
Primary Bank 3-Year 1.00% APY with $1,000 minimum
USAA Federal Savings Bank 3-Year 0.91% APY with $175,000 minimum
Comenity Direct 3-Year 0.85% APY with $1,500 minimum
Primary Bank 5-Year 1.30% APY with $1,000 minimum
Navy Federal Credit Union 5-Year 1.25% APY with $100,000 minimum
USAA Federal Savings Bank 5-Year 1.11% APY with $175,000 minimum

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Comments

  • jim trents

    December 15, 2009

    The bank is good, but they are offering 1.67% on savings so no need to tie up money for 10 months.

  • s.howard

    December 15, 2009

    Not unless you believe savings rates are coming down further. With the Fed stuck at 0% until next year, that 1.67% could be below 1% soon.

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