Everbank Top 3 Month and 6 Month CD Rates at 4.02% APY and 4.23% APY

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Everbank raised the rates on its 3 month CD and 6 month CD and now has the top rates for each term according to the BestCashCow rate tables.

Everbank Savings Accounts, Certificates of Deposit, and MoreEverbank raised the rates on several of its Certificates of Deposit and now has the best 3 month CD rate and the best 6 month CD rate according to the BestCashCow rate tables.  The 3 month cd is paying 4.02% APY and 6 month CD is paying 4.23% APY. 

Everbank also offers a competitive savings account and checking account rates. 

  • Yield Pledge Money Market Account that currently pay a 4.65% 3-month Bonus Rate on the first $50,000 deposited and then 3.51% APY.  Blended this generates a 3.82% First-year APY (up to $50K).
  • FreeNet Checking Account that currently pay a bonus 3-month rate of 4.65% APY and then 3.45% APY on deposits over $50,000 for a first year blended APY of 3.60% APY.

Everbank appears to be in good financial health.  Bauer financial gives it 3 1/2 stars for safety and soundness out of 5.  In the second quarter of 2008, the bank reported record earnings from continuing operations of $18.5 milion, a 8% increase from the period last year.




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Today's Highest Online CD Rates

Bank Product Term Interest Rate (APY)
M.Y. Safra Bank 1-Year 2.51% APY with $500 minimum
Sallie Mae Bank 1-Year 2.50% APY with $2,500 minimum
Discover Bank 1-Year 2.30% APY with $2,500 minimum
Pentagon 3-Year 3.25% APY with $1,000 minimum
Popular Direct 3-Year 3.10% APY with $10,000 minimum
M.Y. Safra Bank 3-Year 3.06% APY with $500 minimum
Bread Savings, a division of Comenity Capital Bank 5-Year 3.65% APY with $1,500 minimum
M.Y. Safra Bank 5-Year 3.26% APY with $500 minimum
Popular Direct 5-Year 3.25% APY with $10,000 minimum

See More Online CD Rates →


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