newDominionDirect.com Offering 2.76% APY 36 Month CD

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newDominionDirect.com is offering a 2.76% APY 36 Month CD. That's currentlyl (9/29/09) the top CD rate for that term.

newdominionDIRECTnewdominionDirect.com is offering a 2.76% APY 36 Month CD. That's currently (9/29/09) one of the top 36-month CD rates for that term. newDominionDirect.com is a division of NewDominion, which is a niche financial services company based in Charolotte, NC. The bank has 4 domestic branches and as of June 30, 2009 had $562 Million in assets. It's deposit base is $481 Million.

The 36-month CD can only be opened online. Once the application is completed, the rate locks for 10 business days during which the account can be funded via a check or an electronic ACH transfer. A signature card is also sent and must be sent back although that will not prevent the account from being opened.

Once the term of the CD has ended, it can be rolled-over at whatever the prevailing rate may be or can be cashed out. If it is cashed out, the funds are sent via a certified check.

NewDominion has a 3 out of 5 star rating (Adequate) from Bauer Financial for its safety and soundness. The bank and its deposits are FDIC insured.

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