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Over the next four years, small and medium-sized financial institutions will become more competitive with the larger ones due to less regulation.
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Never in the history of mankind has there been a worse time to consider buying municipal bonds.
The 30-year US Treasury rate has just moved from 2.50% to closer to 3% in the aftermath of Trump’s election. The Federal Reserve is... Read →
Mnuchin will be responsible for trillions of dollars but totally ignorant of the important difference between LESS AND FEWER.
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When you refinance a mortgage you pay off your existing mortgage loan and replace it with a new mortgage. Homeowners might want to refinance for several different reasons. Some of the most common reasons include obtaining a lower rate,... Read →
Do you know how much money is coming in and going out of your paycheck each month? The best way to gather this information is by creating a budget. This will let you know where you spend your money. You’ll also discover where you can... Read →
According to its website, EverBank is now offering a so-called 3 Year LIBOR Index CD.
The product, which is issued without a prospectus, appears from the information on EverBank’s website to be three years in duration, yet based on... Read →
I have written many articles on structured notes on this website over the past several years and fielded a lot of questions from readers of the site about these notes. These types of investments are not FDIC insured and ordinarily require... Read →
Paying down, or paying off, your mortgage will open up a world of possibility.
Read →EverBank is again offering what it calls a 5 Year Marketsafe Treasury CD. This product should be avoided at all costs.
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On November 9, the US elected a new President.
The implications of the surprise outcome of the US election will wind up being quite severe. The initial reaction of US markets, like that after Brexit in the UK, was the correct one. In... Read →
How Much Do You Need for Your Retirement?
It all begins with this important question. There really isn't any way of avoiding it.
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How Much Mortgage Can I Afford?
Many people equate the purchase of a house with finally finding success. There are new buyers entering the market every day, looking for their dream property. The market is still favorable for them at this time; mortgage rates are down and... Read →
Is a Reverse Mortgage Right for You?
What’s a ‘Reverse Mortgage’? A reverse mortgage is a type of mortgage that allows a homeowner to borrow money against the value of their home. The borrower does not have to repay the mortgage’s principal or... Read →
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How To Get A Credit Card With Bad Credit
One of the major disadvantages of having bad credit is that you will frequently have trouble qualifying for a credit card. As we all know that can be a major problem because many businesses, including hotels and car rental agencies will... Read →