Articles
All Articles
Image Courtesy: Empty Pockets Illustrations
How To Get A Credit Card With Bad Credit
One of the major disadvantages of having bad credit is that you will frequently have trouble qualifying for a credit card. As we all know that can be a major problem because many businesses, including hotels and car rental agencies will... Read →
Choosing the Best Student Credit Card for You
As a college student, being independent is one of the primary priorities in life. One such major step is getting a credit card that enables them to get credit and use their money in the way they want. Many college students get excited... Read →
Image Courtesy: American Airlines
Stop Opening Accounts with Worthless Loyalty Programs
I was walking by a major big box retailer in New York City the other day, and I saw a sign in the window that said “Open a Credit Card and Get 5x Points Today”. I briefly got very excited before I realized that the store has... Read →
Choosing The Best Mortgage Lender For Your Needs
Finding a mortgage lender isn't a difficult task: complete a few online forms for mortgage companies and you know all about the eager brokers who overload your voicemail with their pleas to make contact. Yet, going down this route is... Read →
Where can You find the Best Mortgage Deals?
The market is open and while not as competitive as it was two or three years ago there are still some great mortgage deals in today's market conditions. Economic conditions are improving all the time and lending is beginning to take the... Read →
Mortgage Refinancing Mistakes: 17 Tips to Help you Save When Refinancing
Choosing to refinance your mortgage can be a great decision and a fantastic way to save money – if you know what you’re doing! To help you save the most money possible, we put together a list of ways to make sure that you get... Read →
How to Improve Your Credit Score
Consistently Pay Your Bills on Time One of the most important components to improving your credit score is to consistently pay your bills on time. This does not solely apply to credit cards, auto loans or mortgage loans. It also includes... Read →
The market is open and while not as competitive as it was two or three years ago there are still some great mortgage deals in today's market conditions. Economic conditions are improving all the time and lending is beginning to take the... Read →
It is quite evident that every bit of extra cash of interest makes a huge difference. Selecting the best savings account can sometimes prove to be a daunting task in a market where the interest rates are finally beginning to... Read →
There is no way around the fact that purchasing a home and moving in will cost you, right? Although that may be true, there are ways in which the process can be made a bit less difficult. If you are willing to negotiate, put in some extra... Read →
Comparing 15-Year & 30-Year Fixed Rate Home Loans To A 10/1 ARM
Read →
I. How do mortgages work?
1. Regulators
2. Interest Rates
3. Loan Amount Limits
4. Debt-to-income ratio
II. Why is credit history important?
III. What are my options?
1. Loan Programs
2. First... Read →
I. CD Basics
1. What are Certificates of Deposit (CDs)?
2. What are advantages of certificates of deposit compared to a savings account?
3. How do CDs function and how can I take advantage of them?
4. To what extent is a... Read →
It is almost Labor Day and in the Hamptons the refrain at the end-of-summer cocktail parties is the same that we have heard all summer.
Read →When you apply for a mortgage, you are confronting issues that rarely come up in your everyday life.
Read →