Pigeon Falls State Bank Offering 1.76% APY 3-Year CD - Wisconsin
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Pigeon Falls State Bank Offering 1.76% APY 3-Year CD - Wisconsin

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Wisconsin is about to have its Republican Presidential primary tonight so I turned my attention to the state for this week's Best Rate Spotlight. Pigeon Falls State Bank is offering a 1.76% APY 36-month CD with a $1,000 minimum balance. That's tied for the best rate in the state for this CD term and significantly higher than the 0.99% APY average 3-year CD rate.

Wisconsin is about to have its Republican Presidential primary tonight so I turned my attention to the state for this week's Best Rate Spotlight. Pigeon Falls State Bank is offering a 1.76% APY 36-month CD with a $1,000 minimum balance. That's tied for the best rate in the state for this CD term and significantly higher than the 0.99% APY average 3-year CD rate.

Pigeon Falls State Bank has three branches east of Eau Claire in northerwestern Wisconsin. The bank was opened in 1920 and is controlled by the The Sletteland family via a holding company PFSB Bancorporation, Inc. On its website, the banks says that "To assure its independence, the Bank will continue to maintain a strong capital ratio." Looking at its financial snapshot, it does appear to be in strong financial shape. The bank's Texas ratio is 14.20% versus the national average of 19.96% (the lower the ratio the better). The bank's capitalization is 10.49% versus the national average of 11.18%. While this is lower than the national average, it's still an adequate number. Assets have grown over the past six years from $53 million to $67 million.

Account can only be opened via the branch.

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Sol Nasisi
Sol Nasisi: Sol Nasisi is the co-founder and a past president of BestCashCow, an online resource for comprehensive bank rate information. In this capacity, he closely followed rate trends for all savings-related and loan products and the impact of rate fluctuations on the economy. He specifically focused on how rates impact consumers' ability to borrow and save. He also has authored a wee

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