State Bank of India Has the Highest 24, 36, and 60 Month CD Rates

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State Bank of India has gotten aggressive with its rates, offering the highest 24, 36, and 60 month CD rates. They are largely unknown but are part of one of the largest Indian banks.

State Bank of India has gotten aggressive with its rates, offering the highest 24, 36, and 60 month CD rates.  The rates they are offering are:

  • 24 month certificate of deposit: 4.78% APY
  • 36 month certificate of deposit: 5.09% APY
  • 60 month certificate of deposit: 5.30 % APY

These are top cd rates according to the BestCashCow rate tables.

They are largely unknown in the US but are part State Bank of India, India's largest commercial Bank in terms of profits, assets, deposits, branches and employees.  They are FDIC insured.  For a further review of their offering, please visit the State Bank of India page on BestCashCow.

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Today's Highest Online CD Rates

Bank Product Term Interest Rate (APY)
Connexus 1-Year 0.71% APY with $5,000 minimum
Banesco USA 1-Year 0.70% APY with $1,500 minimum
CFG Bank 1-Year 0.67% APY with $500 minimum
USAA Federal Savings Bank 3-Year 0.91% APY with $175,000 minimum
Connexus 3-Year 0.90% APY with $5,000 minimum
Comenity Direct 3-Year 0.85% APY with $1,500 minimum
Primary Bank 5-Year 1.15% APY with $1,000 minimum
USAA Federal Savings Bank 5-Year 1.11% APY with $175,000 minimum
Community Federal Savings Bank 5-Year 1.10% APY with $500 minimum

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Comments

  • JRodgers

    September 04, 2008

    The rates are strong and it is FDIC insured, but I still wouldn't sleep well. Why deal with these guys for a couple off basis points? One year CD rates with the likes of IndyMac and WaMu are perfectly compelling.

  • Sam Cass

    September 04, 2008

    Their 2 and 3 year cds are almost 30 basis points higher than the next bank. That's a significant difference.

  • jrr7

    September 05, 2008

    Are you trolling there JRodgers? everybody knows IndyMac went bust and WaMu will do the same by the end of the year.

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