Citi ThankYou® Premier Card

Citi ThankYou® Premier Card

Advertiser Disclosure

Coronavirus / COVID-19 Additional Benefits

New cardholders who applied for a Citibank credit card between Dec. 1, 2019, and May 31, 2020, will get an additional three months to meet the sign-on bonus spending requirement. You'll get a total of six months to meet the bonus if you applied (or will apply) between those dates.

Welcome Offer

Earn 60,000 points after you spend $4,000 within three months of opening the card. $95 fee.

Point Accrual


3x on travel, including gas, 2x at restaurants and entertainment, 1x everywhere else. No foreign transaction fees. 

Why BestCashCow Likes

Those who charge a lot on travel and restaurants, and who can take advantage of one of the Singapore Airlines redemptions outlined in this article (other rewards, including the direct credit on American Airlines, ordinarily provide less than the value ascribed here.).

Calculating Your Value

Your Annual Points

With our default spend profile, this card can produce 39,300 points annually.

We value these points as high as 1.75 cents per point.

So, you can receive up to $687.75 in value per year.

Calculate New Values

Enter Your Estimated Annual Spend in Each Category to See How this Card Can Maximize Your Reward Earnings

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Most Valuable Redemptions

Points may be transferred to any of Citi's transfer partners listed here.   May alternatively be redeemed directly for travel at 1.25 cents per point.

Customer Reviews for Citi ThankYou® Premier Card

Have you found a great redemption from your use of this card that you would like to tell others about. Please share your experience below.


  • Dave

    March 15, 2017 |

    This is a $450 card and you cannot reach an operator - in taiwan or anywhere - in less than a hour! Like everything else with Citi, customer service sucks!

  • The Ax

    May 30, 2016

    Read about this card on one of the other blogs, probably Points Guy. The fourth night free hotel benefit has been very disappointing. You need to book through Mastercard with long hold times to reach reps in India or Sri Lanka. Found I was wasting my time and cancelling the card.

  • Wilma

    May 25, 2016 |

    The card racks points faster than the Sapphire so if you like any of the redemption opportunities, this is the better card. Prestige also has a host of benefits but costs $450.


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