Citi ThankYou® Premier Card

Citi ThankYou® Premier Card

Sign-Up Bonus

Earn 50,000 points after you spend $4,000 within three months of opening the card. $95 fee, waived the first year.

Point Accrual


3x on travel, including gas, 2x at restaurants, 1x everywhere else. No foreign transaction fees. Ordinary offer is 50,000 points for signing up and spending $3,000 within the first three months.  (A separate card, the Citi Prestige Card, also carries a 50,000 point sign-up bonus after spending $3,000 within the first three months,  but also carries a $450 fee. The Prestige card previously offered certain benefits that the Premier card did not have - described in this article - but Citi stripped out the most valuable of those benefits in 2017).

Calculating Your Value

Your Annual Points

With our default spend profile, this card can produce 48,000 points annually.

We value these points as high as 2.25 cents per point.

So, you can receive up to $1,080.00 in value per year.

Calculate New Values

Enter Your Estimated Annual Spend in Each Category to See How this Card Can Maximize Your Reward Earnings

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Most Valuable Redemptions

Points may be transferred to Singapore Airlines KrisFlyer (which the points can have significant value as described here), Hilton, Cathay, Qantas, Malaysia (not recommended) or one of several other lesser known travel partners. May alternatively be redeemed directly for travel at 1.25 cents per point.

Customer Reviews for Citi ThankYou® Premier Card

Have you found a great redemption from your use of this card that you would like to tell others about. Please share your experience below.


  • Dave

    March 15, 2017 |

    This is a $450 card and you cannot reach an operator - in taiwan or anywhere - in less than a hour! Like everything else with Citi, customer service sucks!

  • The Ax

    May 30, 2016

    Read about this card on one of the other blogs, probably Points Guy. The fourth night free hotel benefit has been very disappointing. You need to book through Mastercard with long hold times to reach reps in India or Sri Lanka. Found I was wasting my time and cancelling the card.

  • Wilma

    May 25, 2016 |

    The card racks points faster than the Sapphire so if you like any of the redemption opportunities, this is the better card. Prestige also has a host of benefits but costs $450.


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