Arkansas

Image Courtesy: www.pixabay.com

Cabot, Arkansas CD Rates – 6-Month

You are viewing rates from banks across Cabot





Below are the best six-month CD Rates from banks with branches in Cabot, Arkansas . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Cabot, AR - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.20% → 4.80%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Rate History: 0.01% → 4.50%

Rate History: 4.50% → 4.75% → 4.50% → 4.30% → 4.50%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

1.25%

$100,000

20.30

Learn More

0.75%

$10,000

20.30

Learn More

| May 3, 2023

Do you cash ee saving bonds Read More

0.45%

$100,000

24.41

Learn More

0.40%

$10,000

24.41

Learn More

0.35%

$100,000

21.05

Learn More

0.29%

$10,000

21.04

Learn More

0.25%

$10,000

21.05

Learn More

0.25%

$10,000

14.51

Learn More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Jun 15, 2019

My aunt was treated horrible by okd gray headed teller with glasses at malvern national bank down town and this big fat black man with a too little shirt on and jeans sagging and tammie. This bank is raci... Read More

0.20%

$10,000

4.06

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

20.38

Learn More

| Nov 15, 2020

Do they? Read More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Cabot, AR - August 2, 2025


Branch Street City State
Simmons Bank
Colony West Shopping Center Branch
10300 N. Rodney Parham Rd Little Rock AR
Regions Bank
Financial West Branch
800 S. Shackleford Little Rock AR
Finworth, a division of InsBank
Rodney Parham Branch
11102 Rodney Parham Little Rock AR
Regions Bank
Financial West Branch
800 S. Shackleford Little Rock AR
Bank of Little Rock
Heights Branch
5120 Kavanaugh Little Rock AR
Bank of England
Riverdale Branch
1320 Rebsamen Park Road Little Rock AR
Bank of England
Riverdale Branch
1320 Rebsamen Park Road Little Rock AR
Riverside Bank
Little Rock Branch
1001 West Markham Street Little Rock AR
First Security Bank
Maumelle Branch
12005 Crystal Hill Road Maumelle AR
Southern Bank
First Southern Bank Branch
10825 Financial Centre Parkway Little Rock AR
Southern Bank
First Southern Bank Branch
10825 Financial Centre Parkway Little Rock AR
Relyance Bank
Heights Office Branch
1801 N. Fillmore Street Little Rock AR
Today's Bank
Today's Bank Branch
5701 Kavanaugh Boulevard Little Rock AR
Relyance Bank
Heights Office Branch
1801 N. Fillmore Street Little Rock AR
First State Bank
Lonoke Branch
110 West Front Street Lonoke AR
The Malvern National Bank
Heights Branch
1818 North Taylor Street Little Rock AR
First Community Bank
Cabot Branch
3084 Bill Foster Memorial Highway Cabot AR
Eagle Bank and Trust Company
Maumelle Branch
9801 Maumelle Blvd North Little Rock AR
Centennial Bank
Rodney Parham Road Branch
9712 Rodney Parham Road Little Rock AR
Bank OZK
Rodney Parham Branch
11102 Rodney Parham Little Rock AR
U.S. Bank National Association
Rodney Parham Branch
10720 Rodney Parham Road Little Rock AR


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates