Iowa

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Pleasant Hill, Iowa CD Rates – 6-Month

You are viewing rates from banks across Pleasant Hill

 

Below are the best six-month CD Rates from banks with branches in Pleasant Hill, Iowa . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Pleasant Hill, IA - July 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.01% → 4.50%

Rate History: 4.91% → 4.86% → 4.81% → 4.70% → 3.99%

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.75%

$100,000

15.52

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0.60%

$100,000

13.14

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0.50%

$10,000

13.14

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0.45%

$10,000

15.63

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0.40%

$10,000

16.12

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0.40%

$10,000

21.77

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0.40%

$10,000

14.93

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0.30%

$100,000

11.74

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0.30%

$10,000

24.09

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0.30%

$1,000

15.34

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0.30%

$250

15.05

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0.30%

$100,000

14.91

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0.30%

$100,000

15.24

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0.25%

$100,000

15.76

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0.25%

$10,000

20.79

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0.25%

$100,000

17.74

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0.25%

$100,000

14.94

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0.24%

$2,500

15.84

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0.20%

$1,000

13.81

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0.20%

$10,000

11.74

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0.20%

$10,000

14.94

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0.20%

$500

16.08

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0.20%

$10,000

17.74

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0.20%

$10,000

14.91

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0.15%

$10,000

14.94

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0.15%

$10,000

15.24

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0.15%

$10,000

15.76

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0.15%

$1,000

13.81

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Pleasant Hill, IA - July 2, 2025


Branch Street City State
Midwest Heritage Bank, FSB
74th Street Branch
1725 74th Street West Des Moines IA
Regions Bank
Des Moines Urbandale Branch
2851 86th Street Urbandale IA
Regions Bank
Des Moines Urbandale Branch
2851 86th Street Urbandale IA
Luana Savings Bank
Luana Savings Bank Branch
16390 Holcomb Ct. Clive IA
Luana Savings Bank
Luana Savings Bank Branch
16390 Holcomb Ct. Clive IA
Bank of America, National Association
West Des Moines Branch
3400 Westown Parkway West Des Moines IA
State Savings Bank
State Savings Bank Branch
4800 George Mills Civic Parkway, Suite 100 West Des Moines IA
Wells Fargo Bank, National Association
Granger Branch
2000 State Street Granger IA
State Savings Bank
State Savings Bank Branch
4800 George Mills Civic Parkway, Suite 100 West Des Moines IA
Bankers Trust Company
Mobile Grimes Branch
110 South East Main Grimes IA
Central Bank
Central Bank - West Des Moines Branc Branch
6601 Westown Parkway #140 West Des Moines IA
Liberty National Bank
Johnston Branch
5260 Nw 86th St Johnston IA
Liberty National Bank
Johnston Branch
5260 Nw 86th St Johnston IA
BANK
West Des Moines Branch
270 S 68th Street West Des Moines IA
Charter Bank
Grimes Branch
150 Gateway Drive Grimes IA
South Story Bank & Trust
South Story Bank & Trust Branch
501 Linn St Slater IA
TruBank
Galleria Branch
6205 Mills Civic Parkway West Des Moines IA
Community State Bank
Johnston Branch
6175 Merle Hay Rd Johnston IA
Exchange State Bank
Exchange State Bank Branch
104 Main Street Collins IA
Peoples Savings Bank
Peoples Savings Bank Branch
400 East Iowa Avenue Indianola IA
Peoples Bank
Peoples Trust & Savings Bank Branch
12701 University Avenue Clive IA
Great Southern Bank
Jordan Creek Office Branch
6260 Mills Civic Parkway West Des Moines IA
First National Bank, Ames, Iowa
First Bank Branch
5625 Mills Civic Parkway West Des Moines IA
Iowa State Bank
Hickman Office Branch
2301 128th Street Urbandale IA
VISIONBANK OF IOWA
Grimes Branch
925 Se Gateway Drive Grimes IA
Earlham Savings Bank
Granger Branch
1705 Burr Oak Blvd Granger IA
West Bank
Waukee Branch
955 East Hickman Road Waukee IA
Union State Bank
West Des Moines Branch
6305 Mills Civic Parkway, Suite 3121 West Des Moines IA
Lincoln Savings Bank
Lincoln Savings Bank - Clive Office Branch
13523 University Avenue Clive IA
Peoples Bank
Peoples Trust & Savings Bank Branch
12701 University Avenue Clive IA
Two Rivers Bank & Trust
Regency Branch
4500 Westown Parkway West Des Moines IA
Community State Bank
Johnston Branch
6175 Merle Hay Rd Johnston IA
Union State Bank
West Des Moines Branch
6305 Mills Civic Parkway, Suite 3121 West Des Moines IA
Bank Iowa
Bank Iowa Branch
1150 Jordan Creek Parkway West Des Moines IA
West Bank
Waukee Branch
955 East Hickman Road Waukee IA
First National Bank, Ames, Iowa
First Bank Branch
5625 Mills Civic Parkway West Des Moines IA
Northwest Bank
West Des Moines Branch
5700 University Ave West Des Moines IA
Iowa State Bank
Hickman Office Branch
2301 128th Street Urbandale IA
VISIONBANK OF IOWA
Grimes Branch
925 Se Gateway Drive Grimes IA
Two Rivers Bank & Trust
Regency Branch
4500 Westown Parkway West Des Moines IA
U.S. Bank National Association
Des Moines Ep True Branch
225 50th Street West Des Moines IA


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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