Illinois

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East Peoria, Illinois CD Rates – 6-Month

You are viewing rates from banks across East Peoria





Below are the best six-month CD Rates from banks with branches in East Peoria, Illinois . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

East Peoria, IL - July 16, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.01% → 4.50%

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Aug 31, 2021

Community Partners Savings Bank aka Marion County Savings are dishonest, incompetent, deceitful and they break the FCRA laws. They lie and trick you to get as much money as they can out of you, greedy for ... Read More

0.40%

$10,000

22.02

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| Aug 31, 2021

Community Partners Savings Bank aka Marion County Savings are dishonest, incompetent, deceitful and they break the FCRA laws. They lie and trick you to get as much money as they can out of you, greedy for ... Read More

0.35%

$50,000

8.45

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0.35%

$10,000

5.44

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0.25%

$100,000

7.26

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0.25%

$500

20.40

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0.25%

$10,000

24.64

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0.25%

$10,000

8.45

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0.15%

$10,000

7.26

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| Dec 26, 2017

Good people to deal with. Competitive rates better than CEFCU. Easy in/out processing of CD's & MM. Read More

0.15%

$10,000

14.12

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0.10%

$10,000

4.54

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0.10%

$10,000

4.30

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| Nov 18, 2019

sweet thanks Read More

0.05%

$10,000

9.82

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0.05%

$10,000

11.18

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| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.01%

$10,000

9.73

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around East Peoria, IL - July 16, 2025


Branch Street City State
Regions Bank
Sterling Branch
4616 North Sterling Avenue Peoria IL
Regions Bank
Sterling Branch
4616 North Sterling Avenue Peoria IL
Woodforest National Bank
0181 Peoria Illinios Branch
8915 North Allen Peoria IL
Morton Community Bank
Heritage Bank Branch
615 North Trivoli Avenue Trivoli IL
Morton Community Bank
Heritage Bank Branch
615 North Trivoli Avenue Trivoli IL
JPMorgan Chase Bank, National Association
Sterling Plaza-Krogers Branch
3311 Sterling Avenue Peoria IL
Community Partners Savings Bank
Drive-In South Facility Branch
336 Margaret Street Pekin IL
The Havana National Bank
Havana National Bank-Manito Branch
207 N. Adams Manito IL
Community Partners Savings Bank
Drive-In South Facility Branch
336 Margaret Street Pekin IL
Fortress Bank
Fortress Bank Branch
9000 N. Knoxville Peoria IL
Washington State Bank
Cherry Tree Shopping Center Branch
32 Cherry Tree Shopping Center Washington IL
First Mid Bank & Trust, National Association
Bartonville Branch
1101 W. Garfield Avenue Peoria IL
INB, National Association
Peoria Branch
7535 North Knoxville Avenue Peoria IL
Princeville State Bank
Princeville State Bank Branch
142 E. Main Street Princeville IL
The First National Bank of Lacon
The First National Bank Of Lacon Branch
111 South Broad Street Lacon IL
Fortress Bank
Fortress Bank Branch
9000 N. Knoxville Peoria IL
INB, National Association
Peoria Branch
7535 North Knoxville Avenue Peoria IL
CIBM Bank
Sheridan Road Peoria Branch
4125 North Sheridan Road Peoria IL
First Security Bank
First Security Bank Branch
101 East Fast Street Mackinaw IL
First State Bank of Forrest
Peoria Heights Branch
4717 North Prospect Road Peoria Heights IL
Hickory Point Bank and Trust
Peoria Heights Branch
4440 North Prospect Suite A Peoria Heights IL
Goodfield State Bank
Metamora Il Branch
800 West Mount Vernon Street Metamora IL
Heartland Bank and Trust Company
West War Memorial Branch
3501 West War Memorial Drive Peoria IL
Commerce Bank
Grand Prairie Branch
7400 N Orange Prairie Rd Peoria IL
The First National Bank in Tremont
The First National Bank In Tremont Branch
134 South Sampson Street Tremont IL
PNC Bank, National Association
Barrington Pointe Branch
3930 West War Memorial Drive Peoria IL
Associated Bank, National Association
Pekin Downtown Branch
300 South 4th Street Pekin IL


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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