Indiana

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Fishers, Indiana CD Rates – 6-Month

You are viewing rates from banks across Fishers





Below are the best six-month CD Rates from banks with branches in Fishers, Indiana . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Fishers, IN - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Warning: Early Withdrawal Penalty is 180 days interest.
Rate History: 4.35% → 4.15% → 4.15% → 4.49% → 4.28%

| Jan 30, 2024

Have an IRA rollover, they don't take IRAs any longer. Read More

Rate History: 4.50% → 4.25%

| Dec 12, 2022

Developed buyers remorse after they stopped raising the rate and switched to Brilliant. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 0.35% → 5.05% → 4.90% → 4.50% → 4.08%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.45%

$10,000

6.37

Learn More

| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

0.30%

$10,000

24.76

Learn More

0.25%

$500

7.92

Learn More

0.25%

$10,000

16.39

Learn More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$100,000

12.14

Learn More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.10%

$10,000

16.71

Learn More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.07%

$10,000

6.34

Learn More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.05%

$10,000

8.31

Learn More

0.05%

$10,000

12.14

Learn More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.03%

$1,000

17.80

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Fishers, IN - August 2, 2025


Branch Street City State
First Internet Bank of Indiana
First Internet Bank Of Indiana Branch
11201 Usa Parkway Fishers IN
Lake City Bank
Indianapolis North Branch
100 W 96th St Indianapolis IN
Merchants Bank of Indiana
Merchants Bank Of Indiana Carmel Off Branch
11590 North Meridian Street Carmel IN
Greenfield Banking Company
Cumberland Branch
12140 East Washington Street Cumberland IN
Woodforest National Bank
0544 Avon Indiana Walmart Branch
9500 East Us Highway 36 Avon IN
Wells Fargo Bank, National Association
Indianapolis Pb Office Branch
300 North Meridian Street Indianapolis IN
JPMorgan Chase Bank, National Association
Rockville Road Banking Center Branch
7336 Rockville Road Indianapolis IN
Centier Bank
Carmel Branch
568 East Carmel Drive Carmel IN
United Fidelity Bank, fsb
Carmel City Center Branch
715 Hanover Place Carmel IN
Union Savings Bank
Indianapolis Branch
5881 E. 82nd St Indianapolis IN
The Farmers Bank, Frankfort, Indiana
Kirklin Branch
110 North Main Street Kirklin IN
Stock Yards Bank & Trust Company
Carmel, In Branch
11450 N. Meridian Street Carmel IN
Union Savings and Loan Association
Greenfield Branch
1986 West Main Street Greenfield IN
The National Bank of Indianapolis
West Carmel/Zionsville Branch
10590 North Michigan Road Carmel IN
First Merchants Bank
Michgan Road Branch
10210 North Michigan Road Carmel IN
Old National Bank
56th & Lafayette/Starbucks Branch
5550 Lafayette Road, Suite 200 Indianapolis IN
First Farmers Bank & Trust Co.
Sheridan Branch
2400 West State Road 38 Sheridan IN
First Merchants Bank
Michgan Road Branch
10210 North Michigan Road Carmel IN
Citizens State Bank of New Castle, Indiana
Carmel In Branch
902 South Rangeline Road Carmel IN
KeyBank National Association
Avon Village Branch
9192 East Us 36 Avon IN
First Merchants Bank
Michgan Road Branch
10210 North Michigan Road Carmel IN
STAR Financial Bank
North Meridian Branch
9102 N Meridian St., Suite 101 Indianapolis IN
The National Bank of Indianapolis
West Carmel/Zionsville Branch
10590 North Michigan Road Carmel IN
First Merchants Bank
Michgan Road Branch
10210 North Michigan Road Carmel IN
State Bank
Marketplace Branch
6529 East State Road 334 Zionsville IN


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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