Louisiana

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Thibodaux, Louisiana CD Rates – 6-Month

You are viewing rates from banks across Thibodaux





Below are the best six-month CD Rates from banks with branches in Thibodaux, Louisiana . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Thibodaux, LA - July 16, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.01% → 4.50%

Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.35%

$10,000

14.58

Learn More

0.30%

$10,000

14.38

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0.30%

$10,000

14.69

Learn More

0.25%

$10,000

12.79

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0.25%

$10,000

15.33

Learn More

| Mar 19, 2020

I made a deposit of 14k at the Gulf Coast Bank and Trust Carrollton Ave branch on March 13, 2020. My account manager and the bank manager both handled the deposit, but secretly, the manager had requested a... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Thibodaux, LA - July 16, 2025


Branch Street City State
Regions Bank
Thibodaux Canal Blvd Branch
1001 Canal Boulevard Thibodaux LA
Regions Bank
Thibodaux Canal Blvd Branch
1001 Canal Boulevard Thibodaux LA
Capital One, National Association
Napoleonville Branch
110 Franklin Avenue Napoleonville LA
Woodforest National Bank
8188 Houma Louisiana Walmart Branch
933 Grand Caillou Road Houma LA
JPMorgan Chase Bank, National Association
University-Thibodaux Branch
184 West Main Street Thibodaux LA
Synergy Bank
Synergy Bank Branch
210 Synergy Center Blvd Houma LA
First American Bank and Trust
Napoleonville Branch
4741 Louisiana Highway 1 Napoleonville LA
United Community Bank
Napoleonville Branch
205 Washington Street Napoleonville LA
South Louisiana Bank
Little Bayou Black Branch
3916 Highway 311 Houma LA
State Bank & Trust Company
Mathews Office Branch
4674 Highway 1 Mathews LA
Gulf Coast Bank and Trust Company
Gulf Coast Bank Mortgage Thibodaux L Branch
206 Green Street, Suite 1b Thibodaux LA


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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