Minnesota

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Sartell, Minnesota CD Rates – 6-Month

You are viewing rates from banks across Sartell





Below are the best six-month CD Rates from banks with branches in Sartell, Minnesota . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Sartell, MN - July 21, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.06% → 5.32% → 4.50%

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 0.80% → 1.01% → 3.28%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.80%

$100,000

22.06

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0.70%

$10,000

17.22

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0.70%

$10,000

22.06

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0.60%

$100,000

16.58

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0.55%

$10,000

16.58

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0.50%

$10,000

4.87

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0.50%

$10,000

16.03

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0.50%

$10,000

16.33

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0.35%

$10,000

5.06

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0.35%

$10,000

16.39

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0.30%

$100,000

5.06

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0.30%

$10,000

6.90

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0.25%

$10,000

5.06

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0.25%

$10,000

12.74

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$500

3.78

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0.20%

$100,000

16.03

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

16.03

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0.13%

$10,000

16.03

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0.12%

$100,000

16.03

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0.10%

$10,000

16.03

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0.09%

$10,000

16.03

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0.08%

$10,000

16.03

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0.07%

$100,000

16.03

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0.05%

$10,000

16.03

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0.01%

$10,000

16.03

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Sartell, MN - July 21, 2025


Branch Street City State
Stearns Bank National Association
Albany Branch
140 5th Street Albany MN
BankVista
Bankvista Branch
125 Twin Rivers Court Sartell MN
Wells Fargo Bank, National Association
Sartell Branch
809 10th Avenue N Sartell MN
Harvest Bank
Harvest Bank Branch
75 North Main Street Kimball MN
Pine Country Bank
Detached Facility Branch
172 Main Street Bowlus MN
Harvest Bank
Harvest Bank Branch
75 North Main Street Kimball MN
Sherburne State Bank
Sherburne State Bank Branch
7890 Front Street Clear Lake MN
Sherburne State Bank
Sherburne State Bank Branch
7890 Front Street Clear Lake MN
American National Bank of Minnesota
St. Cloud Branch
3210 West Division Street St. Cloud MN
Frandsen Bank & Trust
Foley Branch
341 Fourth Avenue Foley MN
Granite Bank
Granite Community Bank Branch
202 2nd Avenue South Cold Spring MN
Falcon National Bank
St. Cloud Branch
1010 West St. Germain Street Saint Cloud MN
State Bank of Cold Spring
State Bank Of Cold Spring Branch
401 Main Street Cold Spring MN
MidCountry Bank
St Cloud Branch
1113 W Saint Germain St Saint Cloud MN
Sentry Bank
Sentry Bank Branch
400 4th Avenue Ne Saint Joseph MN
MidCountry Bank
St Cloud Branch
1113 W Saint Germain St Saint Cloud MN
American Heritage National Bank
Avon Br Branch
104 Avon Ave North Avon MN
Liberty Bank Minnesota
West Branch
5803 Ridgewood Road St Cloud MN
Frandsen Bank & Trust
Foley Branch
341 Fourth Avenue Foley MN
Frandsen Bank & Trust
Foley Branch
341 Fourth Avenue Foley MN
Frandsen Bank & Trust
Foley Branch
341 Fourth Avenue Foley MN
Frandsen Bank & Trust
Foley Branch
341 Fourth Avenue Foley MN
Frandsen Bank & Trust
Foley Branch
341 Fourth Avenue Foley MN
Frandsen Bank & Trust
Foley Branch
341 Fourth Avenue Foley MN
Frandsen Bank & Trust
Foley Branch
341 Fourth Avenue Foley MN
Frandsen Bank & Trust
Foley Branch
341 Fourth Avenue Foley MN
Frandsen Bank & Trust
Foley Branch
341 Fourth Avenue Foley MN
Frandsen Bank & Trust
Foley Branch
341 Fourth Avenue Foley MN


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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