Minnesota

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Stewartville, Minnesota CD Rates – 6-Month

You are viewing rates from banks across Stewartville





Below are the best six-month CD Rates from banks with branches in Stewartville, Minnesota . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Stewartville, MN - July 19, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Early Withdrawal Penalty is 3 months interest.
Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80%

| Mar 15, 2023

Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.55%

$100,000

14.90

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0.45%

$10,000

14.90

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0.40%

$500

14.06

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0.40%

$100,000

11.02

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0.40%

$100,000

14.93

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0.40%

$10,000

16.49

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0.40%

$10,000

20.97

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0.40%

$100,000

22.48

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0.35%

$10,000

22.48

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0.30%

$10,000

14.93

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0.25%

$2,500

11.97

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0.25%

$1,000

16.54

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0.25%

$10,000

15.07

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0.25%

$100,000

13.58

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0.25%

$10,000

11.02

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0.25%

$10,000

24.34

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0.25%

$10,000

11.51

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

24.35

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0.20%

$10,000

13.58

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0.20%

$10,000

15.07

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$100,000

16.23

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0.10%

$10,000

16.23

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0.10%

$10,000

15.07

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0.05%

$10,000

12.32

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.01%

$10,000

9.63

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Stewartville, MN - July 19, 2025


Branch Street City State
Wells Fargo Bank, National Association
Dodge Center Office Branch
18 Second Street, S.W. Dodge Center MN
Think Mutual Bank
Rochester Branch
5201 Members Pkwy Nw Rochester MN
Think Mutual Bank
Rochester Branch
5201 Members Pkwy Nw Rochester MN
First Security Bank
First Security Bank Branch
316 Byron Avenue, North Byron MN
Manufacturers Bank & Trust Company
Rochester Branch
2020 2nd Street Sw Rochester MN
Foresight Bank
Foresight Bank - Rochester Branch
2660 Superior Drive Nw Rochester MN
Root River State Bank
Root River State Bank Branch
18 3rd Street, S. E. Chatfield MN
First State Bank of Fountain
First State Bank Of Fountain Branch
101 Main Street Fountain MN
Peoples State Bank of Plainview
Elgin Branch
155 East Main Elgin MN
Peoples State Bank of Plainview
Elgin Branch
155 East Main Elgin MN
Foresight Bank
Foresight Bank - Rochester Branch
2660 Superior Drive Nw Rochester MN
Eagle Rock Bank
Olmsted National Bank Branch
975 34th Avenue Nw Rochester MN
First Farmers & Merchants State Bank
Sargeant Branch
103 Main St Sw Sargeant MN
Merchants Bank, National Association
Rochester Northwest Plaza Branch
3586 55th Street Nw Rochester MN
West Bank
Rochester Branch
2188 Superior Drive Nw Rochester MN
Manufacturers Bank & Trust Company
Rochester Branch
2020 2nd Street Sw Rochester MN
First State Bank Minnesota
First State Bank Minnesota Branch
102 W. Main Street Le Roy MN
First Farmers & Merchants State Bank of Grand Meadow
First Farmers & Merchants State Bank Branch
105 North Main Street Grand Meadow MN
First National Bank
Le Roy Branch
109 West Main Street Le Roy MN
West Bank
Rochester Branch
2188 Superior Drive Nw Rochester MN
Merchants Bank, National Association
Rochester Northwest Plaza Branch
3586 55th Street Nw Rochester MN
F & M Community Bank, National Association
F & M Community Bank, Chatfield Branch
229 Main Street North Chatfield MN
F & M Community Bank, National Association
F & M Community Bank, Chatfield Branch
229 Main Street North Chatfield MN
Merchants Bank, National Association
Rochester Northwest Plaza Branch
3586 55th Street Nw Rochester MN
Sterling State Bank
North Rochester Branch
5600 Highway 52 North Rochester MN
U.S. Bank National Association
Rochester West Circle Drive Branch
2665 Commerce Drive Northwest Rochester MN
Associated Bank, National Association
Rochester Apache Mall Branch
1155 16th Street S.W. Rochester MN


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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