Minnesota

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Stewartville, Minnesota CD Rates – 2-Year

You are viewing rates from banks across Stewartville





Below are two-year Certificates of Deposit (CD) rates from banks in Stewartville, Minnesota. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Stewartville, MN - July 19, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Rate History: 4.20% → 4.50% → 4.00% → 3.70% → 3.50%

| Mar 15, 2023

Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

0.90%

$100,000

14.93

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0.90%

$100,000

22.48

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0.85%

$10,000

22.48

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0.80%

$10,000

14.93

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0.75%

$500

14.06

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0.75%

$100,000

14.90

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0.75%

$100,000

11.02

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0.75%

$10,000

16.49

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0.75%

$10,000

20.97

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0.65%

$10,000

14.90

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0.65%

$2,500

11.97

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0.55%

$100,000

13.58

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0.55%

$100,000

16.23

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0.55%

$10,000

24.34

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0.50%

$10,000

11.02

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0.50%

$10,000

15.07

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0.45%

$10,000

24.35

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0.45%

$10,000

16.23

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0.42%

$10,000

15.07

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.40%

$10,000

15.07

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0.40%

$10,000

24.35

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0.40%

$10,000

13.58

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0.35%

$1,000

16.54

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0.30%

$10,000

11.51

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.24%

$10,000

15.07

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.05%

$10,000

12.32

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.01%

$10,000

9.63

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Stewartville, MN - July 19, 2025


Branch Street City State
Foresight Bank
Foresight Bank - Rochester Branch
2660 Superior Drive Nw Rochester MN
Peoples State Bank of Plainview
Elgin Branch
155 East Main Elgin MN
Peoples State Bank of Plainview
Elgin Branch
155 East Main Elgin MN
Foresight Bank
Foresight Bank - Rochester Branch
2660 Superior Drive Nw Rochester MN
First Security Bank
First Security Bank Branch
316 Byron Avenue, North Byron MN
Think Mutual Bank
Rochester Branch
5201 Members Pkwy Nw Rochester MN
Manufacturers Bank & Trust Company
Rochester Branch
2020 2nd Street Sw Rochester MN
Root River State Bank
Root River State Bank Branch
18 3rd Street, S. E. Chatfield MN
First State Bank of Fountain
First State Bank Of Fountain Branch
101 Main Street Fountain MN
Think Mutual Bank
Rochester Branch
5201 Members Pkwy Nw Rochester MN
Eagle Rock Bank
Olmsted National Bank Branch
975 34th Avenue Nw Rochester MN
West Bank
Rochester Branch
2188 Superior Drive Nw Rochester MN
F & M Community Bank, National Association
F & M Community Bank, Chatfield Branch
229 Main Street North Chatfield MN
First State Bank Minnesota
First State Bank Minnesota Branch
102 W. Main Street Le Roy MN
Manufacturers Bank & Trust Company
Rochester Branch
2020 2nd Street Sw Rochester MN
Merchants Bank, National Association
Rochester Northwest Plaza Branch
3586 55th Street Nw Rochester MN
First National Bank
Le Roy Branch
109 West Main Street Le Roy MN
F & M Community Bank, National Association
F & M Community Bank, Chatfield Branch
229 Main Street North Chatfield MN
Merchants Bank, National Association
Rochester Northwest Plaza Branch
3586 55th Street Nw Rochester MN
Merchants Bank, National Association
Rochester Northwest Plaza Branch
3586 55th Street Nw Rochester MN
First National Bank
Le Roy Branch
109 West Main Street Le Roy MN
West Bank
Rochester Branch
2188 Superior Drive Nw Rochester MN
First Farmers & Merchants State Bank
Sargeant Branch
103 Main St Sw Sargeant MN
First Farmers & Merchants State Bank of Grand Meadow
First Farmers & Merchants State Bank Branch
105 North Main Street Grand Meadow MN
Merchants Bank, National Association
Rochester Northwest Plaza Branch
3586 55th Street Nw Rochester MN
Sterling State Bank
North Rochester Branch
5600 Highway 52 North Rochester MN
U.S. Bank National Association
Rochester West Circle Drive Branch
2665 Commerce Drive Northwest Rochester MN
Associated Bank, National Association
Rochester Apache Mall Branch
1155 16th Street S.W. Rochester MN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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