Missouri

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Cameron, Missouri CD Rates – 6-Month

You are viewing rates from banks across Cameron





Below are the best six-month CD Rates from banks with branches in Cameron, Missouri . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Cameron, MO - July 16, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

| Mar 29, 2022

Avoid working with this bank. You will have hard times, getting your money. We spent 3k to open an account, we deposited and fighting for 3 months to get them back after we hired a lawyer. Read More

0.45%

$10,000

18.67

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0.45%

$10,000

21.62

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0.40%

$10,000

16.43

Learn More

| Mar 29, 2022

Avoid working with this bank. You will have hard times, getting your money. We spent 3k to open an account, we deposited and fighting for 3 months to get them back after we hired a lawyer. Read More

0.30%

$100

0.29

Learn More

0.25%

$10,000

22.01

Learn More

0.20%

$10,000

0.46

Learn More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Cameron, MO - July 16, 2025


Branch Street City State
The Hamilton Bank
Lathroup Facility Branch
214 North Street Lathrop MO
Farmers Bank of Northern Missouri
Gallatin Branch
121 West Jackson Street Gallatin MO
BTC Bank
Pattonsburg Branch
114 Central Street Pattonsburg MO
Bank Northwest
Polo Branch
Highways 13 And 116 Polo MO
The Hamilton Bank
Lathroup Facility Branch
214 North Street Lathrop MO
Farmers State Bank
Farmers State Bank Branch
124 East Third St. Cameron MO
Goppert Financial Bank
Holt Drive-In Facility Branch
140 Missouri 33 Holt MO
NBH Bank
Cameron Branch # 29
1304 N. Walnut Cameron MO
U.S. Bank National Association
Stewartsville Branch
302 South Main Street Stewartsville MO


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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