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You are viewing rates from banks across Bonham
Below are the best six-month CD Rates from banks with branches in Bonham, Texas . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
Bonham, TX - July 16, 2025
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
1.50% |
$10,000 |
22.36 |
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Rate History: 3.00% → 2.00% → 1.50% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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0.40% |
$10,000 |
16.62 |
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rhon1334 | Aug 12, 2021 Will not protect their customers against fraudulent debit card charges. Out hundreds of dollars due to multiple fraudulent charges, and they keep allowing same charges. RUN! Read More |
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0.35% |
$100,000 |
12.38 |
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0.30% |
$10,000 |
19.99 |
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0.30% |
$10,000 |
12.38 |
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0.30% |
$10,000 |
0.59 |
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0.25% |
$1,000 |
15.87 |
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0.25% |
$2,500 |
0.44 |
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0.25% |
$10,000 |
16.62 |
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rhon1334 | Aug 12, 2021 Will not protect their customers against fraudulent debit card charges. Out hundreds of dollars due to multiple fraudulent charges, and they keep allowing same charges. RUN! Read More |
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0.20% |
$10,000 |
13.44 |
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|
0.10% |
$10,000 |
14.47 |
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|
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| Branch | Street | City | State |
|---|---|---|---|
|
JPMorgan Chase Bank, National Association Drive-In Branch |
312 West Woodard | Denison | TX |
|
The First National Bank of Tom Bean The First National Bank Of Tom Bean Branch |
109 S Britton St | Tom Bean | TX |
|
Cendera Bank, National Association North Branch |
1105 North Ole Ambrose Road | Bells | TX |
|
The First Bank of Celeste The First Bank Of Celeste Branch |
301 N. Hwy 69 | Celeste | TX |
|
Cendera Bank, National Association North Branch |
1105 North Ole Ambrose Road | Bells | TX |
|
Fannin Bank Fannin Bank Branch |
230 East 3rd Street | Bonham | TX |
|
Alliance Bank Wolfe City Office Branch |
101 East Main | Wolfe City | TX |
|
Legend Bank, N.A. Bonham Branch |
502 North Center Street | Bonham | TX |
|
The First National Bank of Tom Bean The First National Bank Of Tom Bean Branch |
109 S Britton St | Tom Bean | TX |
|
CapTex Bank The First National Bank Of Trenton Branch |
106 Hamilton Square | Trenton | TX |
|
First United Bank and Trust Company Leonard Branch |
200 W Collins Street | Leonard | TX |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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