Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Bonham
Below are two-year Certificates of Deposit (CD) rates from banks in Bonham, Texas. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Bonham, TX - July 16, 2025
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
2.00% |
$10,000 |
22.36 |
Learn More
|
|
|
Rate History: 3.00% → 2.50% → 2.00% |
||||
|
Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
||||
|
0.90% |
$100,000 |
12.38 |
Learn More
|
|
|
0.85% |
$10,000 |
12.38 |
Learn More
|
|
|
0.85% |
$10,000 |
0.59 |
Learn More
|
|
|
0.75% |
$10,000 |
16.62 |
Learn More
|
|
|
rhon1334 | Aug 12, 2021 Will not protect their customers against fraudulent debit card charges. Out hundreds of dollars due to multiple fraudulent charges, and they keep allowing same charges. RUN! Read More |
||||
|
0.60% |
$1,000 |
15.87 |
Learn More
|
|
|
0.60% |
$10,000 |
16.62 |
Learn More
|
|
|
rhon1334 | Aug 12, 2021 Will not protect their customers against fraudulent debit card charges. Out hundreds of dollars due to multiple fraudulent charges, and they keep allowing same charges. RUN! Read More |
||||
|
0.55% |
$1,000 |
0.44 |
Learn More
|
|
|
0.50% |
$10,000 |
19.99 |
Learn More
|
|
|
0.50% |
$10,000 |
13.44 |
Learn More
|
|
|
0.20% |
$10,000 |
14.47 |
Learn More
|
|
| Branch | Street | City | State |
|---|---|---|---|
|
JPMorgan Chase Bank, National Association Drive-In Branch |
312 West Woodard | Denison | TX |
|
Cendera Bank, National Association North Branch |
1105 North Ole Ambrose Road | Bells | TX |
|
Cendera Bank, National Association North Branch |
1105 North Ole Ambrose Road | Bells | TX |
|
Fannin Bank Fannin Bank Branch |
230 East 3rd Street | Bonham | TX |
|
The First National Bank of Tom Bean The First National Bank Of Tom Bean Branch |
109 S Britton St | Tom Bean | TX |
|
Alliance Bank Wolfe City Office Branch |
101 East Main | Wolfe City | TX |
|
The First National Bank of Tom Bean The First National Bank Of Tom Bean Branch |
109 S Britton St | Tom Bean | TX |
|
Legend Bank, N.A. Bonham Branch |
502 North Center Street | Bonham | TX |
|
The First Bank of Celeste The First Bank Of Celeste Branch |
301 N. Hwy 69 | Celeste | TX |
|
CapTex Bank The First National Bank Of Trenton Branch |
106 Hamilton Square | Trenton | TX |
|
First United Bank and Trust Company Leonard Branch |
200 W Collins Street | Leonard | TX |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates