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Bryan, Texas CD Rates – 6-Month

You are viewing rates from banks across Bryan





Below are the best six-month CD Rates from banks with branches in Bryan, Texas . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Bryan, TX - August 1, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.50%

$100,000

3.45

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.42%

$100,000

11.24

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0.35%

$1,000

3.32

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0.32%

$10,000

11.24

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0.30%

$10,000

0.56

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.30%

$10,000

18.99

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0.25%

$100,000

0.97

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.25%

$10,000

0.63

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

2.24

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0.20%

$10,000

0.97

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0.20%

$10,000

3.45

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

1.05

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0.15%

$10,000

3.59

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Bryan, TX - August 1, 2025


Branch Street City State
Bank of America, National Association
A&M Branch
111 University Drive East College Station TX
Wells Fargo Bank, National Association
Bryan Harvey Mitchell Branch
501 N Harvey Mitchell Pkwy Bryan TX
JPMorgan Chase Bank, National Association
Holleman And Texas Banking Center Br Branch
2000 Texas Avenue College Station TX
First National Bank of Huntsville
Brazos County Bank Branch
4282 Boonville Road, Suite 200 Bryan TX
Prosperity Bank
Caldwell Branch
129 West Buck Street Caldwell TX
First State Bank of Bedias
Kurten Branch
12500 E. Highway 21 Bryan TX
Citizens Bank
Bryan/College Station Branch
3111 University Drive East Bryan TX
First State Bank of Bedias
Kurten Branch
12500 E. Highway 21 Bryan TX
Guaranty Bank & Trust, N.A.
Bryan Branch-South Texas Avenue
2800 South Texas Avenue, Suite 140 Bryan TX
Prosperity Bank
Caldwell Branch
129 West Buck Street Caldwell TX
Citizens State Bank
Caldwell Branch
201 East Buck Street Caldwell TX
First National Bank Texas
Brazos Banking Center - Rc 613 Branc Branch
643 N Harvey Mitchell Pkwy Bryan TX
Prosperity Bank
Caldwell Branch
129 West Buck Street Caldwell TX
Extraco Banks, National Association
Bryan Branch
2706 South Texas Avenue Bryan TX
City Bank
College Station Branch
1409 University Drive East College Station TX
First National Bank Texas
Brazos Banking Center - Rc 613 Branc Branch
643 N Harvey Mitchell Pkwy Bryan TX
First National Bank of Huntsville
Brazos County Bank Branch
4282 Boonville Road, Suite 200 Bryan TX
American Momentum Bank
Villa Maria Branch
1119 E. Villa Maria Road Bryan TX
The Brenham National Bank
College Station Branch
2470 Earl Rudder Freeway South College Station TX


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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