Texas

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Marble Falls, Texas CD Rates – 6-Month

You are viewing rates from banks across Marble Falls

 

Below are the best six-month CD Rates from banks with branches in Marble Falls, Texas . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Marble Falls, TX - July 8, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.75%

$100,000

24.91

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0.65%

$1,000

24.91

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0.62%

$10,000

17.60

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0.60%

$100,000

17.60

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0.55%

$100,000

21.07

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.45%

$10,000

21.07

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0.35%

$100,000

2.72

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0.30%

$100,000

9.77

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.30%

$100,000

6.18

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0.30%

$100,000

13.75

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0.25%

$1,000

9.77

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0.25%

$100,000

6.18

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.25%

$10,000

23.50

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0.25%

$10,000

6.18

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0.20%

$10,000

6.18

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0.20%

$10,000

13.75

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0.20%

$10,000

2.72

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0.20%

$2,500

13.64

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0.10%

$10,000

9.77

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0.10%

$10,000

4.28

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Marble Falls, TX - July 8, 2025


Branch Street City State
Bank of America, National Association
Bee Caves Branch
12400 W Highway 71 Bldg F Bee Caves TX
Wells Fargo Bank, National Association
Kingsland Branch
939 Ranch Road 1431 Kingsland TX
JPMorgan Chase Bank, National Association
Lakeway Blvd And Fm 620 Branch
919 Ranch Rd 620 S Lakeway TX
SouthStar Bank, S.S.B.
Falconhead Branch
3490 Ranch Road 620 South Bee Cave TX
SouthStar Bank, S.S.B.
Falconhead Branch
3490 Ranch Road 620 South Bee Cave TX
R Bank
Bertram Branch
360 Hwy 29 East Bertram TX
R Bank
Bertram Branch
360 Hwy 29 East Bertram TX
Lone Star Capital Bank, National Association
Johnson City Branch
403 Us Highways 281 And 290 South Johnson City TX
Prosperity Bank
Kingsland Branch
1801 West Rr 1431 Kingsland TX
Lone Star Capital Bank, National Association
Johnson City Branch
403 Us Highways 281 And 290 South Johnson City TX
International Bank of Commerce
Marble Falls Branch
2401 Hwy. 281 Marble Falls TX
Security State Bank & Trust
Kingsland Branch
204 Ranch Road 2900 Kingsland TX
Prosperity Bank
Kingsland Branch
1801 West Rr 1431 Kingsland TX
Arrowhead Bank
Horseshoe Bay Branch
5700 West Fm 2147 Horseshoe Bay TX
First State Bank of Burnet
Remote Drive-In Branch
311 South Water Burnet TX
Security State Bank & Trust
Kingsland Branch
204 Ranch Road 2900 Kingsland TX
First National Bank Texas
Marble Falls Banking Center - Rc 811 Branch
2700 U.S. Highway 281 North Marble Falls TX
Prosperity Bank
Kingsland Branch
1801 West Rr 1431 Kingsland TX
PlainsCapital Bank
Lakeway Branch
1008 Ranch Road 620 South Austin TX
Arrowhead Bank
Horseshoe Bay Branch
5700 West Fm 2147 Horseshoe Bay TX
First National Bank Texas
Marble Falls Banking Center - Rc 811 Branch
2700 U.S. Highway 281 North Marble Falls TX
First State Bank of Burnet
Remote Drive-In Branch
311 South Water Burnet TX
International Bank of Commerce
Marble Falls Branch
2401 Hwy. 281 Marble Falls TX
Llano National Bank
Lake Buchanan Branch
8600 West Ranch Road 1431 Buchanan Dam TX
First United Bank and Trust Company
Kingsland Branch
311 Ranch Road 2900 Kingsland TX
Anthem Bank & Trust
Granite Shoals Branch
8110 West Fm 1431 Granite Shoals TX


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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