Best 9-Month CD Rates in Gaithersburg, Maryland, MD

You are viewing rates from banks across Gaithersburg

Below are the best nine-month CD Rates from banks with branches in Gaithersburg, Maryland . Nine month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for nine months.

Gaithersburg, MD - September 19, 2026

Banks	APY	MIN	MILES ^?
Capital One, National Association Frederick Town Center Branch	3.75%	$0	23.63	Learn More
Rate History: 3.90% → 3.80% → 3.50% → 3.20% → 3.75%
Robert B \| May 19, 2026 I have read these reviews and noticed how old they are. My experience with Capital One has been very good. I have had CDs and savings accounts. All of my transactions have been on line. I have enjoyed usin... Read More Reviews (15)
Forbright Bank Congressional Bank Branch	3.75%	$1,000	6.95	Learn More
Rate History: 4.00% → 4.25% → 3.75% → 4.15% → 3.75%
John N. Maclean \| Jul 5, 2024 I took out a substantial CD with Forbright, a small bank that tries hard. At the time, it was the highest rate around. The bank officer I dealt with most, Walid, knocked himself out to be helpful and get t... Read More Reviews (1)
Presidential Bank, FSB Rockville Branch	3.50%	$1,000	5.04	Learn More Add Review
Rate History: 1.00% → 3.50%
TD Bank, National Association Germantown Branch	3.49%	$10,001	5.09	Learn More
Rate History: 4.00% → 1.00% → 3.09% → 1.99% → 3.49%
[email protected] \| May 19, 2018 Experience Read More Reviews (1)
Sallie Mae Bank	3.20%	$2,500	-	Learn More
Rate History: 3.90% → 4.10% → 3.80% → 3.70% → 3.20%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Citibank, National Association Montgomery Village Branch	2.00%	$0	1.70	Learn More
Rate History: 3.25% → 3.20% → 3.00% → 2.00% → 2.00%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
PNC Bank, National Association Pnc Bank, National Association Branch	1.90%	$1,000	23.93	Learn More
Rate History: 0.05% → 1.90%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Gaithersburg, MD - September 19, 2026

Branch	Street	City	State
Capital One, National Association Frederick Town Center Branch	1305 West 7th Street	Frederick	MD
Forbright Bank Congressional Bank Branch	7963 Tuckerman Lane	Potomac	MD
Presidential Bank, FSB Rockville Branch	11640 Rockville Pike	Rockville	MD
TD Bank, National Association Germantown Branch	19905 Century Blvd	Germantown	MD
Citibank, National Association Montgomery Village Branch	6 Montgomery Village Avenue	Gaithersburg	MD
PNC Bank, National Association Pnc Bank, National Association Branch	3901 Jefferson Pike	Jefferson	MD