Best Special Rates and Terms in Gaithersburg, Maryland, MD

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Below are special Certificate of Deposit special rates and terms from banks in Gaithersburg, Maryland. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Gaithersburg, MD - September 19, 2026

Bank	APY	MIN	PERIOD
Presidential Bank, FSB Rockville Branch	4.10%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 4.00% → 4.10%
Woodforest National Bank 0574 Frederick Maryland Walmart Bran Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Bank of America, National Association Frederick West Branch	3.80% 3.51% 3.51%	$100,000 $10,000	7 months	Learn More Reviews (7)
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
United Bank Shady Grove Branch	3.75%	$500	5 months	Learn More Reviews (1)
Rate History: 5.00% → 4.75% → 4.25% → 4.00% → 3.75%
Northwest Bank Waverly Park Branch	3.75%	$500	12 months	Learn More Reviews
Rate History: 3.50% → 3.65% → 3.60% → 3.45% → 3.75%
Wells Fargo Bank, National Association Clemson Corner Branch	3.74%	$2,500	7 months	Learn More Reviews (7)
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
Wells Fargo Bank, National Association Clemson Corner Branch	3.64%	$2,500	15 months	Learn More Reviews (7)
Rate History: 3.74% → 3.64%
Northwest Bank Waverly Park Branch	3.60%	$500	6 months	Learn More Reviews
Rate History: 3.90% → 3.75% → 3.65% → 3.50% → 3.60%
Wells Fargo Bank, National Association Clemson Corner Branch	3.59%	$2,500	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
Presidential Bank, FSB Rockville Branch	3.50%	$1,000	9 months	Learn More Reviews
Rate History: 1.00% → 3.50%
United Bank Shady Grove Branch	3.50%	$500	11 months	Learn More Reviews (1)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 3.50%
Woodforest National Bank 0574 Frederick Maryland Walmart Bran Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
PNC Bank, National Association Pnc Bank, National Association Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
Northwest Bank Waverly Park Branch	3.40%	$500	10 months	Learn More Reviews
Rate History: 3.94% → 3.75% → 3.65% → 3.50% → 3.40%
TD Bank, National Association Germantown Branch	3.25%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
United Bank Shady Grove Branch	3.25%	$500	20 months	Learn More Reviews (1)
Rate History: 1.00% → 3.75% → 3.50% → 3.25%
Citibank, National Association Montgomery Village Branch	3.00%	$0	5 months	Learn More Reviews (11)
Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00%
United Bank Shady Grove Branch	3.00%	$500	26 months	Learn More Reviews (1)
Rate History: 1.00% → 3.00%
Bank of America, National Association Frederick West Branch	2.95%	$10,000	10 months	Learn More Reviews (7)
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
Citibank, National Association Montgomery Village Branch	2.75%	$0	6 months	Learn More Reviews (11)
Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75%
PNC Bank, National Association Pnc Bank, National Association Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association Pnc Bank, National Association Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association Pnc Bank, National Association Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Pnc Bank, National Association Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
Citibank, National Association Montgomery Village Branch	2.00%	$0	4 months	Learn More Reviews (11)
Rate History: 3.75% → 2.25% → 3.00% → 2.00%
TD Bank, National Association Germantown Branch	2.00%	$10,001	6 months	Learn More Reviews (1)
Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00%
Bank of America, National Association Frederick West Branch	2.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
PNC Bank, National Association Pnc Bank, National Association Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%
Bank of America, National Association Frederick West Branch	1.75%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%
Citibank, National Association Montgomery Village Branch	0.05%	$0	3 months	Learn More Reviews (11)
Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Gaithersburg, MD - September 19, 2026

Branch	Street	City	State
Presidential Bank, FSB Rockville Branch	11640 Rockville Pike	Rockville	MD
Woodforest National Bank 0574 Frederick Maryland Walmart Bran Branch	7400 Guilford Avenue	Frederick	MD
Bank of America, National Association Frederick West Branch	1070 West Patrick Street	Frederick	MD
United Bank Shady Grove Branch	16268 Frederick Road	Gaithersburg	MD
Northwest Bank Waverly Park Branch	2470 Longstone Lane	Marriottsville	MD
Wells Fargo Bank, National Association Clemson Corner Branch	7860 Wormans Mill Road	Frederick	MD
Wells Fargo Bank, National Association Clemson Corner Branch	7860 Wormans Mill Road	Frederick	MD
Northwest Bank Waverly Park Branch	2470 Longstone Lane	Marriottsville	MD
Wells Fargo Bank, National Association Clemson Corner Branch	7860 Wormans Mill Road	Frederick	MD
Bank of America, National Association Frederick West Branch	1070 West Patrick Street	Frederick	MD
Presidential Bank, FSB Rockville Branch	11640 Rockville Pike	Rockville	MD
United Bank Shady Grove Branch	16268 Frederick Road	Gaithersburg	MD
Woodforest National Bank 0574 Frederick Maryland Walmart Bran Branch	7400 Guilford Avenue	Frederick	MD
PNC Bank, National Association Pnc Bank, National Association Branch	3901 Jefferson Pike	Jefferson	MD
Northwest Bank Waverly Park Branch	2470 Longstone Lane	Marriottsville	MD
TD Bank, National Association Germantown Branch	19905 Century Blvd	Germantown	MD
United Bank Shady Grove Branch	16268 Frederick Road	Gaithersburg	MD
Citibank, National Association Montgomery Village Branch	6 Montgomery Village Avenue	Gaithersburg	MD
United Bank Shady Grove Branch	16268 Frederick Road	Gaithersburg	MD
Bank of America, National Association Frederick West Branch	1070 West Patrick Street	Frederick	MD
Citibank, National Association Montgomery Village Branch	6 Montgomery Village Avenue	Gaithersburg	MD
PNC Bank, National Association Pnc Bank, National Association Branch	3901 Jefferson Pike	Jefferson	MD
PNC Bank, National Association Pnc Bank, National Association Branch	3901 Jefferson Pike	Jefferson	MD
PNC Bank, National Association Pnc Bank, National Association Branch	3901 Jefferson Pike	Jefferson	MD
PNC Bank, National Association Pnc Bank, National Association Branch	3901 Jefferson Pike	Jefferson	MD
Citibank, National Association Montgomery Village Branch	6 Montgomery Village Avenue	Gaithersburg	MD
TD Bank, National Association Germantown Branch	19905 Century Blvd	Germantown	MD
Bank of America, National Association Frederick West Branch	1070 West Patrick Street	Frederick	MD
PNC Bank, National Association Pnc Bank, National Association Branch	3901 Jefferson Pike	Jefferson	MD
Bank of America, National Association Frederick West Branch	1070 West Patrick Street	Frederick	MD
Citibank, National Association Montgomery Village Branch	6 Montgomery Village Avenue	Gaithersburg	MD

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Branches Info around Gaithersburg, MD - September 19, 2026

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