You are viewing checking accounts across Massachusetts

Find a Checking Account In Your Area

Below are banks that offer checking accounts in Massachusetts. When choosing a checking account, most people like a bank that offers convenience, low fees, and helpful features. Some consumers want to make sure there is a branch in their local area, others want their bank to have state-of-the-art online tools, including bill payment, check images, and mobile deposits. In general, most regular checking accounts do not offer any interest rates, or very low interest rates. They are best used as day-to-day accounts to pay bills and manage finances. See these banks on a map →

Checking Accounts - Massachusetts - December 11, 2024

BankS BRANCHES MILES? MONTHLY FEE
JPMorgan Chase Bank, National Association

11,716

0.11

$12 - 25

The National Grand Bank of Marblehead

6

666.16

$1 - 10

Millbury National Bank

2

615.25

$0 - 0

Bank of America, National Association

10,276

64.89

$5 - 12

Wells Fargo Bank, National Association

12,742

0.68

$10 - 10

Citibank, National Association

1,097

230.34

$0 - 0

KeyBank National Association

1,408

0.10

$0 - 0

Cambridge Savings Bank

40

638.15

$9 - 20

Northern Bank & Trust Company

28

636.14

$10 - 20

TD Bank, National Association

2,736

283.77

$15 - 25

Dedham Institution for Savings

15

632.47

$10 - 10

Bristol County Savings Bank

51

630.57

$5 - 15

OneUnited Bank

8

652.06

$0 - 0

Country Bank for Savings

16

577.90

$0 - 0

MutualOne Bank

3

634.07

$8 - 8

Haverhill Bank

10

655.90

$0 - 0

Everett Co-operative Bank

2

655.13

$0 - 0

Fidelity Co-operative Bank

11

601.86

$0 - 0

Savers Co-operative Bank

7

598.15

$0 - 0

Needham Bank

10

631.64

$0 - 0

North Shore Bank, a Co-operative Bank

13

658.26

$20 - 20

Walpole Co-operative Bank

3

640.61

$0 - 3

Methuen Co-operative Bank

1

654.60

$0 - 0

Stoughton Co-operative Bank

2

648.05

$10 - 10

Wakefield Co-operative Bank

4

656.14

$15 - 15

Cape Cod Co-operative Bank

12

666.04

$8 - 8

Bankhometown

13

597.29

$0 - 0

BankGloucester

2

673.30

$10 - 10

Bank of Easton

4

647.46

$0 - 0

OneLocal Bank

2

643.92

$0 - 15

StonehamBank, A Co-operative Bank

2

647.22

$15 - 15

Wrentham Co-operative Bank

4

633.96

$7 - 10

Charles River Bank

8

624.34

$8 - 15

Reading Co-operative Bank

18

649.82

$4 - 10

Mechanics Cooperative Bank

18

636.92

$17 - 27

The Cooperative Bank

9

647.44

$0 - 20

Winchester Co-operative Bank

1

651.77

$0 - 0

Dean Co-operative Bank

4

624.11

$10 - 10

Enterprise Bank and Trust Company

25

621.48

$10 - 10

Winter Hill Bank, FSB

3

651.62

$10 - 10

Middlesex Federal Savings, F.A.

3

651.38

$10 - 10

Colonial Federal Savings Bank

4

652.88

$5 - 5

Milford Federal Bank

8

619.99

$10 - 10

Commonwealth Co-operative Bank

9

649.20

$5 - 15

LendingClub Bank, National Association

3

495.81

$9 - 9

Eastern Bank

202

638.39

$0 - 10

Lee Bank

5

533.56

$3 - 3

Citizens Bank, National Association

863

2.02

$10 - 10

Adams Community Bank

8

540.78

$20 - 20

BankProv

8

669.41

$2 - 2

Athol Savings Bank

8

598.94

$8 - 8

Bluestone Bank

16

644.53

$8 - 8

The Bank of Canton

9

609.17

$0 - 0

Clinton Savings Bank

9

616.55

$15 - 15

Bankesb

30

563.34

$0 - 0

Martha's Vineyard Bank

9

656.41

$0 - 0

BayCoast Bank

60

631.20

$3 - 15

Cape Ann Savings Bank

4

672.80

$0 - 0

Pentucket Bank

6

653.40

$20 - 20

PeoplesBank

20

564.42

$10 - 10

Avidia Bank

11

619.28

$5 - 5

The Lowell Five Cent Savings Bank

34

633.77

$15 - 25

Marblehead Bank

8

666.16

$0 - 6

Monson Savings Bank

4

578.07

$0 - 0

Institution for Savings in Newburyport and Its Vicinity

16

660.90

$5 - 5

Newburyport Five Cents Savings Bank

9

670.08

$4 - 4

North Brookfield Savings Bank

7

583.98

$5 - 5

North Easton Savings Bank

10

633.49

$0 - 0

Seamen's Bank

5

693.77

$5 - 5

Webster Five Cents Savings Bank

14

604.72

$12 - 12

Westfield Bank

46

558.41

$0 - 0

South Shore Bank

18

649.86

$15 - 15

Winchester Savings Bank

4

650.52

$10 - 10

Bay State Savings Bank

8

611.54

$3 - 3



Free Checking Accounts - Massachusetts - December 11, 2024

Below are banks that offer free checking accounts in the Massachusetts area. These accounts have no minimum balance fees, although they may have fees for items like wire transfers, check reorders, and overdrafts. Free checking often provides a no frills, basic account, often fine for most everyday uses. Most free checking accounts do not pay interest and they are best used as day-to-day accounts to pay bills and manage finances.

Local Banks BRANCHES MILES ? MONTHLY FEE
Rockland Trust Company
96 627.99 $0
Rollstone Bank & Trust
7 619.49 $0
Cambridge Savings Bank
40 638.15 $0
Northern Bank & Trust Company
14 636.14 $0
Fall River Five Cents Savings Bank
15 624.13 $0
The Cape Cod Five Cents Savings Bank
21 661.87 $0
Florence Bank
11 569.58 $0
Watertown Savings Bank
10 645.39 $0
Dedham Institution for Savings
15 632.47 $0
Berkshire Bank
122 417.32 $0
Country Bank for Savings
16 577.90 $0
The Village Bank
8 640.03 $0
MutualOne Bank
3 634.07 $0
Haverhill Bank
10 655.90 $0
Everett Co-operative Bank
2 655.13 $0
Canton Co-operative Bank
1 646.27 $0
North Shore Bank, a Co-operative Bank
13 658.26 $0
Stoughton Co-operative Bank
2 648.05 $0
Wakefield Co-operative Bank
2 656.14 $0
Cape Cod Co-operative Bank
12 666.04 $0
BankGloucester
2 673.30 $0
StonehamBank, A Co-operative Bank
2 647.22 $0
Wrentham Co-operative Bank
2 633.96 $0
Charles River Bank
4 624.34 $0
Reading Co-operative Bank
9 649.82 $4
Mechanics Cooperative Bank
9 636.92 $0
Dean Co-operative Bank
4 624.11 $0
Winter Hill Bank, FSB
3 651.62 $0
Middlesex Federal Savings, F.A.
3 651.38 $0
Colonial Federal Savings Bank
4 652.88 $0
Milford Federal Bank
4 619.99 $0
Eastern Bank
101 638.39 $0
Leader Bank, National Association
7 648.81 $0
Adams Community Bank
8 540.78 $0
Athol Savings Bank
8 598.94 $0
Bluestone Bank
8 644.53 $0
East Cambridge Savings Bank
11 645.99 $0
The Bank of Canton
9 609.17 $0
Clinton Savings Bank
9 616.55 $5
Martha's Vineyard Bank
9 656.41 $0
Eagle Bank
6 647.10 $0
Greenfield Savings Bank
9 573.20 $0
Pentucket Bank
6 653.40 $0
PeoplesBank
20 564.42 $0
Avidia Bank
11 619.28 $0
The Lowell Five Cent Savings Bank
17 633.77 $0
Marblehead Bank
4 666.16 $0
Institution for Savings in Newburyport and Its Vicinity
16 660.90 $0
Newburyport Five Cents Savings Bank
9 670.08 $0
North Brookfield Savings Bank
7 583.98 $0
Seamen's Bank
5 693.77 $0
UniBank for Savings
14 613.58 $0
The Savings Bank
9 653.35 $0
Webster Five Cents Savings Bank
7 604.72 $3
Westfield Bank
23 558.41 $0
South Shore Bank
18 649.86 $0
Winchester Savings Bank
4 650.52 $0

All banks listed above are FDIC-insured. The FDIC insures an individual's deposits for each class of ownership. Take care not to exceed FDIC limits. Learn more about FDIC coverage in this article or on the FDIC website.